Bay Financial and Insurance Services

Inclusive Insurance Solutions Medicare Supplements Health Plans

Medicare Supplements Medicare Part D Group Health Plans Life Insurance Business Insurance including: Employee Benefits Retirement Planning 401(k) Workers Compensation Property and General Liability Insurance

Joshua Holmes Independent Insurance Agent Health Insurance Quotes Online Now

Health Insurance Quotes Online Now: We all need it though we may not enjoy paying to have it. Going without health insurance should not be an option. Health Insurance While Being Young and Healthy: Age and health condition does not mean you don't need health insurance. The main thing that makes health insurance something you can't go without is the fact that it's there for you when you need it. If you have an accident or an unexpected illness, the bills can pile up quickly. Health Insurance Baby Health Insurance Medicare Supplements Health Savings Plans Group Insurance Supplemental Plans Short Term Plans Student Insurance Maternity Coverage Dental & Vision Plans Disability Insurance Travel Insurance Life Insurance

Colorado Financial Solutions

Richard H. (Dick) and Barbara G. (Gay) Campbell founded Colorado Financial Solutions, Inc. to make Investment & Retirement Planning, Estate Conservation Techniques, Risk Management, Employee Benefit & Pension Planning, Financial Seminars & Counseling, and Business Succession Planning accessible to individuals and small business owners. Dick has been a sought-after speaker at seminars on a range of topics, such as tax strategies for business owners, long term care, wealth transfer, charitable giving, and estate planning. He has also taught 'pre-retirement courses' at Front Range Community College in Westminster, Colorado. Gay provides private health coverage, including medicare and other supplemental coverages specifically designed for seniors. The Campbells created Colorado Financial Solutions, Inc. to meet the needs of their clients, helping them achieve financial security and peace of mind.

Gus Andrade - State Farm Insurance Agent

At Gus Andrade - State Farm Insurance Agent, our goal is to build a lifelong relationship with our clients and help them take on the challenges that life throws their way. We strive to provide support and guidance in difficult times, enabling them to recover quickly and realize their dreams. Our licensed staff is here to assist with insurance policies that will aid in protecting them and their assets. We are committed to providing personalized service that is tailored to your unique needs. From auto and health coverage to financial planning, we work hard to ensure that our customers have the right protection for their individual circumstances. Through our commitment to customer service, we hope to earn trust and build a long-term relationship with each of our customers.

Smart Portfolio Management

Are you thinking about retirement? Have you been asking yourself whether you can afford to retire now or if you are saving enough for retirement? It is important to consider all your options and create a plan that meets your needs. Smart Portfolio Management can help you review your 401(k) investment election options, minimize taxes while maximizing your retirement income, and ensure that you are investing your savings appropriately based on your risk tolerance. We can also help you prepare for long-term illness in retirement and protect your retirement savings from stock market declines. Additionally, we can provide comprehensive advice if you are expecting an inheritance or inherited IRA, selling your business and needing business succession planning, or have won the lottery and need help handling the money. Our advisors can also help you with retirement and financial independence planning, estate planning, social security benefit election strategies, required minimum distributions from qualified retirement savings, and major life changes such as death of a spouse, divorce, or a qualified domestic relations order. We can review your variable annuities, life insurance, indexed annuity, and fixed annuity plans, as well as your deferred compensation plans and Medicare supplement coverage or Medicare advantage coverage options. Finally, we can advise you on how to draw down on your retirement savings without running out of money before running out of life. At Smart Portfolio Management, we understand that retirement planning requires more than just financial knowledge. Our team of experienced advisors will work closely with you to ensure that your plan meets your goals and lifestyle needs. Contact us today to learn more about how we can help you prepare for a successful retirement.

Agency One Insurance

At Agency One Insurance, our mission is to provide the highest level of satisfaction to our policyholders. We have been proudly serving the greater metro area for over 28 years with our independent agency providing a wide range of personal and commercial coverage options. Our experienced professionals are dedicated to helping you find the best coverage for your needs at the most affordable price. We offer a variety of insurance policies for both individuals and businesses, including home, renters, auto, motorcycle, and boat insurance, as well as life, farm, and health coverage. For more information or to get a personalized quote, please visit our website or contact us today.

Healthcare &You Company

Overview: I've been speaking with many small business owners to discuss the rising cost of group health coverage. Now I'm ready to share with you a new innovative and less costly approach that may be available to you, under the Affordable Care Act. Service: The Healthcare and You solution, delivers better healthcare benefits, substantial cost savings and is available to businesses with less than 50 fulltime employees. Employers who don't currently offer health benefits, are now able create affordable employee health plans. The savings on premiums alone, can be as much as 60% by accessing the large insurance subsidies available through the individual healthcare marketplace. Employees are provided a larger selection of plans and are able to find coverage that fits their unique needs and budget. The employer eliminates the cost and hassle of being a group health insurance administrator. The employer is able to contribute to employee health benefits through professionally managed Healthcare Reimbursement plans. In this situation tax benefits are favorable to all and healthcare reimbursement is not paid through payroll.

Dan Mullin Insurance

Licensed independent agent, appointed to companies offering whole life, term life, and final expense insurance policies Final Expense Whole Life Insurance ​For anyone age 85 or younger Up to $30,000 in whole-life coverage No medical exams are required - just a few health questions Payments never increase and benefit never decrease Builds cash value Most plans offer first-day coverage Accidental death benefit means the policy will pay double for death due to an accident Whole Life Insurance Life-long protection Builds cash value & loan value Premiums never increase Term Life Insurance Benefit amounts up to $2,000,000 Life insurance for a set period of time such as 5, 10, or 20 years Less expensive than whole life Supplemental health Cancer Critical Illness Accident