CAL Consultants, Inc DBA Credit At Last

Credit Repair Consultants

Since 1998, Credit Repair Consultants has been helping people restore their credit. Our team consists of FCRA certified counselors endorsed by the CDIA (Consumer Data Industry Association), the very same trade organization operated by credit bureaus. We have comprehensive knowledge of the laws that regulate the credit bureaus, creditors, and other protections for consumers.We are well-equipped with the tools provided by the Fair Credit Reporting Act (FCRA), the Fair and Accurate Credit Transactions Act (FACTA), the Fair Debt Collections Practices Act (FDCPA), the National Consumer Assistance Plan (NCAP), the Fair Credit Billing Act (FCBA), TILA, HIPAA, and other federal and state laws. Combined with our effective strategies and years of experience, we can help repair any damage done to your credit.Credit Repair Consultants offers everyone a free credit consultation and ongoing assistance throughout the process. Our counselors will be on hand to assist in any way they can.

Streamline Credit Consultants & Repair

At Streamline Credit Consultants & Repair, we strive to make our customers feel like part of the family. We offer a wide range of services and go the extra mile to ensure that our clients get the best results. There is no need to pay anything upfront, as enrollment is free. We take pride in the quality of our services, and aim to ensure that your needs are met quickly and efficiently. Our experienced team of professionals is here for you, so don't hesitate to get in touch today.

Fix Your Credit Consulting

We can remove Collections, Lates, Tax Liens, Judgments, Settlements, Bankruptcies, Foreclosures, Short Sales and Inquiries. Any negative item affecting your credit we can remove. We also do Student Loan Forgiveness and consult our clients on how to rebuild their credit. On Average we have been able to increase our clients scores by 50 to 100 points in about 45 days. Contact us for a Free consultation. We will go over your credit report and advise you on what we can do to improve your scores. Our goal is to get your scores over 700. We have helped thousands of clients raise their credit scores, enabling them to purchase or refinance homes, purchase cars, get credit cards, and start or expand businesses, all with substantially lower interest rates! The experts at Fix Your Credit Consulting have been certified credit repair professionals since 2003. Prior to starting Fix Your Credit Consulting, CEO - Sandra Ruiz was a mortgage broker and saw firsthand how bad credit was affecting her clients. In order to help them qualify for home loans, she began working to repair their credit and, within a few months, she was able to increase their scores to the point that they qualified for great rates for the homes they wished to purchase or refinance. Sandra's success in helping people restore their good credit convinced her to switch professions and become a credit repair specialist and form Fix Your Credit Consulting.

1 Dream Consultants Credit Repair

At 1 Dream Consultants Credit Repair, we boast the most aggressive credit repair program in the market. If your credit score is starting with a 3, 4, 5 or 6, we urge you to get in touch with us right away by calling 480-450-2726. With our commitment to service and customer satisfaction, we strive to exceed expectations each and every time. Contact us today to find out how we can help.

Fix Your Credit Consulting

At Fix Your Credit Consulting, our goal is to help you improve your credit score so that you can enjoy the benefits of lower interest rates. We have years of experience disputing collections, late payments, tax liens, judgments, settlements, bankruptcies, foreclosures, short sales, and inquiries. We can work with any negative items on your credit report and take steps to rebuild your credit. On average, we've been able to increase our clients' scores by between 50 and 100 points within 45 days. Our team will provide you with a free consultation to review your credit report and discuss the best possible plan to improve your score. Our aim is to get your score above 700. We've helped thousands of clients successfully raise their credit scores, which has enabled them to purchase or refinance homes, buy cars, obtain credit cards, and start or expand businesses with more favorable interest rates. CEO Sandra Ruiz has been a credit repair specialist since 2003. Before starting Fix Your Credit Consulting, she worked as a mortgage loan consultant and noticed how bad credit was impeding her clients from obtaining home loans. To help them qualify, she began repairing their credit and was able to increase their scores significantly in a few months. Sandra's success with restoring good credit inspired her to make the switch to become a credit repair specialist and start her own business. Contact us today for a free consultation and discover how we can help you repair and rebuild your credit.

Silicon Valley Credit Repair

Our credit repair services are designed to address past credit issues, making sure that all information on the credit report is accurate, so you can save money on future purchases. We offer a free consultation in person or remotely, during which we will review each account listed on your credit report and decide the best course of action for you. Regardless of your credit history, we have the tools and knowledge to put you in the best possible credit position. With our tested credit repair strategies, we can legally remove any inaccurate, outdated or unverifiable information from your credit report, such as identity theft and fraud, foreclosures, late payments, bankruptcies, repossessions, liens and more. If an account is reported as in collections, your credit score can suffer significantly. The amount it affects your score is usually proportional to how high the score was before the collection agency reported the debt. The higher your score, the more points are lost. Anything in "collection status" has to be dealt with right away and properly. For this reason, our disputes are uniquely tailored. We handle any derogatory information on your credit report with proper care, challenging the credit bureaus, creditors and related parties to either delete or update the item, thus removing late payment history linked to the main account. No credit report is too complicated for us! With Silicon Valley Credit Repair you can trust that you will be in the best possible credit position.

Credit Repair Plus

Credit Repair Plus is a financial services firm that specializes in credit repair and financial consulting. We take great pride in being a referral-based business, having worked hard to deliver the best service and practical solutions to our clients. Our credit experts have developed their skills to give our customers the necessary assistance to improve their credit reports and boost their credit scores. We comprehend the importance of timing and technique when it comes to repairing credit, and are devoted to removing unverifiable information from individuals' credit reports. With our help, we've been able to help countless people raise their credit ratings despite financial struggles. Our team of professionals at Credit Repair Plus strive to provide quality services to all our customers. We are passionate about helping our clients achieve the best credit score possible, using our expertise and knowledge to assist with any credit-related issues. Our experts provide tailored advice and guidance to help navigate through the credit repair process, ensuring an accurate, up-to-date, and reliable credit report. We are committed to providing our clients with the ultimate satisfaction in terms of credit restoration.

Platinum Credit Repair

At Platinum Credit Repair, we ensure fairness, accuracy and credibility when it comes to the removal of negative items from your credit report. These items can include anything from late payments and charge-offs to liens and repossessions, and can greatly affect your credit score. We are here to help you fix that bad credit score by offering complete assistance. We have three plans for you to choose from. The Platinum Repair Plan is $79 a month and allows us to work on every item on your credit all at once. The Gold Repair Plan is $59 a month and allows us to work on up to 10 items on your credit at a time. Lastly, the Silver Repair Plan is $39 a month and allows us to work on up to 5 items on your credit at a time. To top it off, we also offer a $25 referral plan. If you send us a new client, we will send you $25 cash. There is no limit on the number of new clients you can refer, so if you send us four clients, we will send you $100 cash. Platinum Credit Repair is registered and bonded and guarantees fairness, accuracy and substantiation to prove any claims made against negative items. With our help, you can be sure that your credit score won’t suffer any further. Contact us today to get started!