About the Business
UrChoice & Associates
At UrChoice & Associates, we are dedicated to helping our members understand their rights under Federal and State laws. Our mission is to use these rights to investigate and remove any inaccurate or unverifiable accounts from their credit reports. Additionally, we will work with creditors and collectors to ensure that our members get the highest FICO credit rating possible to help them achieve their financial goals. With no sales pressure, we offer a free consultation so that our members can make informed decisions about their finances.
Our team of experts is experienced in credit score and financial services, ensuring that our members receive the best care possible. We take pride in educating our members on their legal rights when it comes to their credit scores, and strive to make sure that they are taken care of. With our assistance, our members can reach their financial goals with ease.




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- UrChoice Mission is to make the Credit and Financial Industry more Transparent and Accurate for our Members, offering unsurpassed Guidance based on clear, fair, and understandable information.
- (973) 318-9600
- 27 OutWater Ln Fl 2, Garfield, NJ 07026
- Visit Website
Opening Time
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Mon
9:30 AM - 6:00 PM
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Tue
9:30 AM - 6:00 PM
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Wed
9:30 AM - 6:00 PM
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Thu
9:30 AM - 6:00 PM
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Fri
9:30 AM - 6:00 PM
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Sat
10:00 AM - 4:00 PM
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Sun
Closed