Jones Wealth Management

Spies Tax Connections

Tax preparation, tax planning, and tax resolution are all professional services that help individuals and businesses manage their taxes. Tax preparation is the process of preparing taxes by gathering paperwork, calculating taxes due or refundable, and filing returns with relevant tax authorities. Tax planning is an ongoing process of analyzing financial data to identify tax savings and ensure compliance with reporting and payment obligations. Tax resolution is a service that helps taxpayers settle tax debt with the government by developing a payment plan, establishing an Offer in Compromise, or other means. Tax preparation services involve gathering the required documents needed to complete a taxpayer’s tax return and ensuring accuracy when calculating appropriate deductions, credits, and the overall amount due or refundable. Common documents include W-2s, 1099s, pay stubs, bank statements, and investment statements. Professional tax preparers can also provide advice on how to maximize tax savings. Tax planning involves more strategic planning and an ongoing consultation between the taxpayer and their professional advisor. It includes evaluating various options for filing, such as married filing jointly or separately, claiming dependents, and utilizing credits or deductions. Tax planners also consult on topics like estate planning and retirement planning, which can have major implications on taxes. Tax resolution assists taxpayers with resolving different types of tax debt with the government, such as overdue balances, underpayment penalties, and unfiled returns. A qualified tax professional can help taxpayers negotiate with the Internal Revenue Service (IRS) to reduce the total amount of debt owed or to establish a payment plan. This can free taxpayers from the financial burden associated with owing back taxes and help them move forward in their personal and business finances.

Retire Ready Solutions

Retire Ready Solutions has been providing retirement planning software for over three decades to advisors. Our mission is to create tools that help advisors and individuals plan for their retirement with ease and confidence. The Retirement Analysis Kit (TRAK) is our main product, which is designed specifically for advisors. It helps participants of 401(k) plans learn how much to save and when they can retire. TRAK also works in 403(b), 457 and federal retirement plans. It allows advisors to emphasize education rather than sales, giving participants the opportunity to better manage their own money. You can trust our team to provide you with the best advice and service. We're here to help so don't hesitate to contact us if you have any questions.

Louis Tommasino CPA & Associates

Louis Tommasino CPA & Associates is a full-service accounting firm with a focus on providing quality services to small businesses and clients in the entertainment industry. Led by Louis Tommasino, the firm's mission is to provide long-term solutions that ensure financial security and soundness for each client. Louis has an extensive background in public accounting, government controllership, and private CPA practice. The firm offers a variety of services, including business management, accounting, estate and trust planning, tax preparation, trustee services, business consulting, tax management, planning and management advisory, entertainment services, reviews and compilations, financial and retirement planning, IRS representation, entity selection and restructuring, pension and profit-sharing plans, business valuation, assurance and advisory services, litigation support and forensic accounting, bookkeeping/write-up, QuickBooks accounting assistance, cash flow and budgeting analysis, mergers and acquisitions, and IT services. Louis Tommasino CPA & Associates strives to provide professional, reliable, and comprehensive accounting services to their clients. They are committed to helping their clients maximize their financial security and success.

Cal Coast Financial

Retirement Funding Solutions, provided by Cal Coast Financial, offers a Home Equity Conversion Mortgage, often referred to as a reverse mortgage. This Federal Housing Administration-insured loan program helps retirees secure a more comfortable retirement. Our mission is to assist our clients in making the best-informed decision when it comes to funding their retirement. We provide services to help with purchasing a new home to fit lifestyle needs, preserving retirement funds, reducing monthly expenses by paying off existing mortgages or consolidating debts, augmenting cash flow, incorporating housing wealth into retirement plans and creating an emergency fund. Contact us for a free analysis and more information today.

SchoolsFirst Federal Credit Union

SchoolsFirst Federal Credit Union is a financial institution exclusively for school employees and their family members in California. It is federally insured by NCUA and provides an Equal Housing Lender benefit. The mission of SchoolsFirst FCU is to provide secure and affordable financial services to those connected to the education sector, and their immediate family members. Members of SchoolsFirst FCU have access to a range of financial services, including low-interest auto, home and personal loans, credit cards, savings and share certificates, free checking, insurance, retirement planning, investments, and more. Additionally, the company helps enhance the community through its support of financial literacy programs, scholarships, donations, and educational grants.

Farmers & Merchants Bank

At Farmers & Merchants Bank, we are committed to upholding the values of honesty, integrity, compassion, faith and service above self that our founder, C.J. Walker, established more than a century ago. We strive to build strong relationships with our clients and contribute to the communities we serve. Our customers can rely on local decision makers in each of our 25 Southern California Branch Offices to help them achieve their financial goals. We offer an array of services in individual and business banking, as well as non-profit banking. Our individual banking services include checking, savings, online banking, certificates of deposit (CDs), money markets, retirement plans, health savings, personal Visa®, home loans [NMLS # 537388], and escrow services. As for businesses and non-profits, we provide business checking, business savings, CDs, merchant card services, payroll services, deposit lock box, remote deposit capture, business Visa®, small business loans, non-profit loans, commercial loans, real estate/construction loans, escrow services, and lines of credit. Farmers & Merchants Bank is a full-service banking institution with offices located throughout Orange County, Long Beach, the South Bay and Santa Barbara. We are a California state chartered bank, and our deposits are insured by the Federal Deposit Insurance Corporation (FDIC). Furthermore, we are an Equal Housing Lender.

SchoolsFirst Federal Credit Union

SchoolsFirst Federal Credit Union is a California-based credit union exclusively for school employees and their family members, and is federally insured by NCUA and an Equal Housing Lender. Our mission is to provide financial solutions that help our members achieve their goals. We offer a range of services including low-interest auto, home and personal loans, credit cards, savings and share certificates, free checking, insurance, retirement planning, investments and more. Additionally, we strive to give back to the community through financial literacy programs, scholarships, donations and educational grants. If you would like to learn more about what we have to offer, please don't hesitate to give us a call today. No matter what your needs are, we will do our best to provide you with the top-notch service that you deserve.

SchoolsFirst Federal Credit Union

SchoolsFirst Federal Credit Union is a financial institution located in California, serving school employees and their families. It is federally insured by NCUA, and is an Equal Housing Lender. Through this credit union, members can benefit from low-interest loans, credit cards, savings and share certificates, free checking, insurance, retirement planning, investments and more. Furthermore, SchoolsFirst FCU also gives back to the community through financial literacy programs, scholarships, donations and educational grants. If you would like to learn more about what we have to offer, please don't hesitate to give us a call today. No matter what your needs are, we will do our best to provide you with the top-notch service that you deserve.