THD Credit Consulting
Why live with bad credit when your credit reports can be cleaned up in as little as 45 days? Our team of Certified Credit Consultants can help you rebuild your credit, settle debt and provide you with the knowledge to ensure that you maintain it for the rest of your life.
With our experience, we can help by:
- Improving Credit Reports: Deleting negative, obsolete, inaccurate and duplicate items on credit reports. Average results range from 40% - 80% within 35 to 45 days, however we have had results as high as 100% (this is done legally by using your credit rights by Federal Law, ie: FCRA, FDCPA).
- Improving Credit Scores: Using various legal techniques such as disputing items with credit reporting agencies, negotiating items, paying down on some items, closing some accounts, etc.
- Debt Settlement: We help settle credit card debt, home equity lines of credit, collection accounts and charged off accounts. In most cases we can save you up to 75-80% on the amount that was owed and stop all the harassing phone calls.
-Education: We will teach you how to obtain, understand and read their credit reports.
We are very passionate about helping people learn more about their credit, debt and finances. Our services are fully legal (we follow the state and federal laws) and will not deviate from them!
Related Merchants
Fix Your Credit Consulting
At Fix Your Credit Consulting, our goal is to help you improve your credit score so that you can enjoy the benefits of lower interest rates. We have years of experience disputing collections, late payments, tax liens, judgments, settlements, bankruptcies, foreclosures, short sales, and inquiries. We can work with any negative items on your credit report and take steps to rebuild your credit. On average, we've been able to increase our clients' scores by between 50 and 100 points within 45 days. Our team will provide you with a consultation to review your credit report and discuss the best possible plan to improve your score. Our aim is to get your score above 700. We've helped thousands of clients successfully raise their credit scores, which has enabled them to purchase or refinance homes, buy cars, obtain credit cards, and start or expand businesses with more favorable interest rates. CEO Sandra Ruiz has been a credit repair specialist since 2003. Before starting Fix Your Credit Consulting, she worked as a mortgage loan consultant and noticed how bad credit was impeding her clients from obtaining home loans. To help them qualify, she began repairing their credit and was able to increase their scores significantly in a few months. Sandra's success with restoring good credit inspired her to make the switch to become a credit repair specialist and start her own business. Contact us today for a consultation and discover how we can help you repair and rebuild your credit.
Lively Credit
At Lively Credit, we understand how difficult it can be to overcome a low credit score. We specialize in credit repair and rebuilding, helping you to reach the 700+ mark and qualify for the loan or car you want. Our team of experienced professionals will guide you along your journey towards financial success. We also offer support to businesses who are looking to establish their business credit scores and secure funding. With our help, you can achieve an 80+ PAYDEX score and access up to 150K in funding within 90 days. We promise to provide the necessary resources to get you started in your own business and reach your financial goals. Call us now to schedule a evaluation and take the first step towards success!
OneUnited Bank
OneUnited Bank is the leading Black-owned bank in America, with a presence in the banking industry both online and offline. We are designated as a Community Development Financial Institution and our mission is to empower the communities we serve. Our services include offering high rate CDs, second chance checking accounts and UNITY Visa secured credit cards to rebuild your credit. In addition, we provide Visa debit cards with powerful images to demonstrate that Black money matters and support the BankBlack Movement. We also offer real estate secured lending, such as home loans, multifamily loans, and CRE loans, in markets where we have branches. With this, we focus on providing financial assistance to low to moderate income communities and promoting social justice and economic empowerment. Our services are available nation-wide with access to over 30,000 surcharge ATMs. We invite everyone to join us and experience the benefits of banking with OneUnited Bank.Our experienced team is dedicated to providing top-notch service and satisfaction for all of our clients. Contact us today for more information on how we can help you with all of your needs.
Optimal Credit Repair Solutions
At Optimal Credit Repair Solutions, we understand how important it is to experience life’s finer things. Our team of experienced professionals is dedicated to helping you restore, rebuild and improve your credit score so that you can once again take advantage of all that life has to offer. Our 360 credit repair approach involves strategic credit building and rebuilding methods, debt settlement when needed, and dealing with debt collectors. We place a great emphasis on customer service, providing our clients with the guidance and education they need to get their finances back in order. We strive to maintain constant communication with our clients to ensure that they have a clear understanding of the process and that their goals are met. With Optimal Credit Repair Solutions, you can be sure that you are in capable hands.
Sun Loan Company
At Sun Loan Company, we understand the need for financial assistance when it's needed most. That's why we offer installment loans of up to $7,500 with reasonable monthly payments. Over the years, we have grown to become an integral part of the community, offering services such as loans, tax preparation, credit rebuilding, and financial health building. Our company is fully compliant with all applicable state laws and regulations. When life throws you unexpected expenses, such as utility bills, medical bills, home or car repairs, and holiday celebrations, you can count on us to get the money you need with payments that fit your budget. We have been providing our customers with reliable service for over 30 years and many of them have become like family. We care about your financial wellbeing and strive to ensure that you are in a secure and stable position. With our presence in seven states and over 230 offices, Sun Loan Company is always available to lend a helping hand.
Sun Loan Company
At Sun Loan Company, we have been providing installment loans of up to $7,500 with manageable monthly payments for over 30 years. We strive to be a true community resource, offering more than just access to money. We can help you with loan applications, tax preparation, credit rebuilding, and financial health. Our services are fully compliant with all applicable laws and regulations. When life throws you an unexpected expense, like home repairs, medical bills, or utility costs, you can rely on us. We understand that times may be tough, which is why we make it easy to get the money you need with reasonable repayment options. Through our network of over 230 offices across 7 states, we have built relationships with our customers that go beyond just lending money. They become part of our family and we are dedicated to helping them improve their financial wellbeing. Come to us when you need help, and trust that we care about your financial health.