Financial Mechanics Group

America's Best Credit and Debt Consultants

America's Best Credit and Debt Consultants is dedicated to helping individuals and businesses in the real estate, mortgage, loan, and auto finance industries build and maintain their credit scores. With our tried-and-true credit report repair system, we can deliver a 50-70% success rate in closing deals that would otherwise be lost due to a poor credit rating. Our team of experienced professionals can provide valuable advice and assistance to get your financial needs met. We have the expertise to help clients navigate the complexities of their credit and debt situations. Our services include helping individuals and businesses identify and dispute inaccurate information on their credit reports, negotiating with creditors to lower interest rates and payments, and developing a debt repayment plan. We also provide assistance in budgeting and money management. We are committed to delivering the highest quality of service and delivering results that benefit our clients.

CreditCEO

At CreditCEO, we strive to help our clients achieve their credit goals by offering a range of legal credit repair services. Our programs focus on restoring your credit rating and helping you avoid costly errors. We offer credit restoration, debt negotiation, credit finder, and pay-per-deletion services. Through these services, we can help you remove foreclosures, repossessions, judgments, tax liens, collections, and late payments from your credit report. Additionally, we will negotiate lower interest rates on credit cards and teach you the secrets to good credit. Our team is composed of experienced attorneys and credit experts who are committed to providing top-notch services. We have built a solid reputation for providing reliable credit repair solutions that are tailored to meet each client’s needs. We take pride in our ability to help you achieve your desired credit rating. With us, you will get the best results with no need to default on any credit cards or mortgages.

Fix Your Credit Consulting

At Fix Your Credit Consulting, our goal is to help you improve your credit score so that you can enjoy the benefits of lower interest rates. We have years of experience disputing collections, late payments, tax liens, judgments, settlements, bankruptcies, foreclosures, short sales, and inquiries. We can work with any negative items on your credit report and take steps to rebuild your credit. On average, we've been able to increase our clients' scores by between 50 and 100 points within 45 days. Our team will provide you with a free consultation to review your credit report and discuss the best possible plan to improve your score. Our aim is to get your score above 700. We've helped thousands of clients successfully raise their credit scores, which has enabled them to purchase or refinance homes, buy cars, obtain credit cards, and start or expand businesses with more favorable interest rates. CEO Sandra Ruiz has been a credit repair specialist since 2003. Before starting Fix Your Credit Consulting, she worked as a mortgage loan consultant and noticed how bad credit was impeding her clients from obtaining home loans. To help them qualify, she began repairing their credit and was able to increase their scores significantly in a few months. Sandra's success with restoring good credit inspired her to make the switch to become a credit repair specialist and start her own business. Contact us today for a free consultation and discover how we can help you repair and rebuild your credit.

Fix Your Credit Consulting

We can remove Collections, Lates, Tax Liens, Judgments, Settlements, Bankruptcies, Foreclosures, Short Sales and Inquiries. Any negative item affecting your credit we can remove. We also do Student Loan Forgiveness and consult our clients on how to rebuild their credit. On Average we have been able to increase our clients scores by 50 to 100 points in about 45 days. Contact us for a Free consultation. We will go over your credit report and advise you on what we can do to improve your scores. Our goal is to get your scores over 700. We have helped thousands of clients raise their credit scores, enabling them to purchase or refinance homes, purchase cars, get credit cards, and start or expand businesses, all with substantially lower interest rates! The experts at Fix Your Credit Consulting have been certified credit repair professionals since 2003. Prior to starting Fix Your Credit Consulting, CEO - Sandra Ruiz was a mortgage broker and saw firsthand how bad credit was affecting her clients. In order to help them qualify for home loans, she began working to repair their credit and, within a few months, she was able to increase their scores to the point that they qualified for great rates for the homes they wished to purchase or refinance. Sandra's success in helping people restore their good credit convinced her to switch professions and become a credit repair specialist and form Fix Your Credit Consulting.

OC Credit & Business Builders

Credit Repair, Credit Building, financial planning, financial education, Debt settlement, negotiation, lower interest rates and understanding your fico score, tax preparation for both personal and small businesses, media/recording studio, office conference room rental, and wifi access.

Fast Unsecured

For consumers and small businesses, unsecured credit cards and loans can offer useful financial products for those in need of additional funds. With the convenience of online applications, customers can quickly and easily apply for these loans and receive an answer within minutes of submitting. Unsecured loans do not require collateral, such as a car or home, meaning they are a good option if you don’t have any assets to put up against an offered loan. Unsecured credit cards may be easier to obtain than loans, and often come with lower interest rates. These cards give users access to a line of credit, but with no collateral required, they are a great option for customers who are looking to improve their credit score or build a stable financial future. Unsecured loans and credit cards can provide a convenient way to access cash when you need it most. Customers should always make sure to understand the terms and conditions of the loan or credit card before agreeing to any contract. Additionally, it is important to weigh up all of the available options to find the best deal for you.

Financial Mechanics Group

Financial Mechanics Group (FMG) provides assistance to people facing financial difficulty by helping to negotiate lower interest rates on their home loans. They specialize in negotiating high interest rate loans, making them more manageable for the borrower's individual situation. With our commitment to service and customer satisfaction, we strive to exceed expectations each and every time. Contact us today to find out how we can help.

Valley First Credit Union

Valley First Credit Union is a not-for-profit financial cooperative serving the diverse communities of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. Our mission is to provide quality financial services to our members and to help them achieve their financial goals. At Valley First, we are committed to offering our members competitive rates on savings and lower interest rates on loans. We also strive to promote the credit union philosophy of “People Helping People” by reinvesting the money deposited by our members into the local economy. Our team of knowledgeable and friendly professionals are dedicated to providing excellent customer service and helping our members make informed financial decisions.

Nuecred Financial

At Nuecred Financial, our mission is to help First-time Homebuyers achieve their dream of owning a home. We do this by helping them repair their credit and improve their scores, so they can get mortgages at lower interest rates and save money. Our team of professionals will guide you through every step of the mortgage process, and connect you with Rocket Mortgage for added support. This way, you don't have to spend extra money on "buying down" points - instead, you can use the savings for a larger down payment or closing costs. We are revolutionizing homeownership by making it easier and more affordable for aspiring homeowners. With our commitment to service and customer satisfaction, we strive to exceed expectations each and every time. Contact us today to find out how we can help.

First Class Home and Real Estate Services

Real estate investors are capitalizing on the recovering housing market and taking advantage of the great income potential available through investment properties. However, the challenge is finding the funding! Traditional lending institutions have been slow to lend to investors, overlooking the fact that real estate investments can improve neighborhoods and communities. My name is Hasseem Abdallah and I am a Private Money Broker. I work with private money lenders across the country to secure all the capital you need for your next investment property. Non-conventional or private funding is the route many successful real estate investors take to buy, fix, flip, or hold investment properties! The main benefit of private money is that it is asset-based, so the loan is based on the property and not your personal income or employment. Credit checks are rarely required and when they are, it is only to get a lower interest rate. Additionally, the number of requirements is much fewer than with traditional financing. The former Chairman of the Federal Reserve, Ben Bernanke, was even denied a refinancing loan application - just to show how different this process is from what banks and traditional lenders typically expect. Where is the best place to find private funding? First Class Home and Real Estate Services LLC is committed to helping investors get the money they need with minimal fuss. If you would like to learn more about how I can help you with your next transaction, please give me a call at 415-338-9525 or email me at hasseem@fchres.com to set up a consultation.

Home Loan Advantage

At Home Loan Advantage, we are dedicated to helping our clients get the best rates and terms for their mortgage needs. We offer a range of conventional fixed rate, FHA and VA loan options, all with the promise of lower interest rates and monthly payments. We also provide opportunities for maximum cash-out for debt consolidation, cash back or home improvement. Additionally, we offer reverse mortgages, stated income loans and credit scores as low as 550, even with one mortgage late. We even have appraisal waivers available. With our experienced team, you can be sure you are getting the most suitable loan for your needs. If you would like to learn more about what we have to offer, please don't hesitate to give us a call today. No matter what your needs are, we will do our best to provide you with the top-notch service that you deserve.

Garden Savings Federal Credit Union

At Garden Savings Federal Credit Union, we are dedicated to providing our members with exceptional customer service. Our goal is to create a banking experience that is both rewarding and beneficial to our members. As a credit union, our members are shareholders who share in the success of the organization. Members can expect a wide range of financial services, including lower interest rates on loans, higher dividends on savings, and lower fees with no-fee accounts. Our team is committed to helping members make the most of their financial goals. We are proud to provide our members with access to cutting-edge products and services that ensure they have the resources they need to thrive.

Kyle Fujimoto

Kyle Fujimoto is a real estate company providing solutions to buyers, sellers, and investors in Las Vegas. Our mission is to help our clients make the most informed decisions when it comes to real estate. We offer services to help buyers purchase a house with little to no money out of pocket and get a much lower interest rate. For sellers, we provide a Realtor that will market the property to the masses and make sure your home gets the attention it deserves. Additionally, we offer a quick cash offer in 24 hours or less. For those seeking repairs or upgrades before listing, we can help with that with no money out of your pocket. We also have experience investing in Las Vegas and can help you find the best deal.We take pride in the quality of our services, and aim to ensure that your needs are met quickly and efficiently. Our experienced team of professionals is here for you, so don't hesitate to get in touch today.

Prestige Global Partners

Prestige Global Partners is a business loan provider that helps businesses around the world to secure the funding they need. With our services, businesses can access lower interest rates and higher approval rates than large banks, which only approve 13.8% of business loan applications. Our team of experts are dedicated to helping businesses get the financing they need to grow and succeed. We have extensive experience in the industry, and understand what it takes to get the best deal when it comes to securing financing for businesses. We take the time to carefully analyze each loan application, so that businesses can be sure they’re getting the best possible rates and terms for their loans. Our team is committed to providing businesses with the resources they need to succeed.