Kal Financial

Robert St. John Loan Officer

At Robert St. John Loan Officer, our mission is to provide our customers with the best home financing experience possible. Our team of experts is here to help you find the loan that is right for you, offering a range of services such as Down Payment Assistance, VA Loans, Jumbo Financing, Bank Statement Loans, No Income Investor Loans and Conventional Loans, with down payments as low as 3% available to qualified borrowers. Located in Gilbert, Arizona, we are committed to helping you find the perfect loan for your needs. Our team of experienced professionals is here to help you find the perfect loan for your needs. With a wide variety of loans available such as VA Loans, Bank Statement Loans, Jumbo Financing and No Income Investor Loans, we have something for everyone. We also offer Down Payment Assistance and Conventional Loans with down payments as low as 3%, allowing you to get into your dream home faster. Call or visit us today to find out how much home you can afford.

Al Frederick - Mortgage Loan Officer

Al Frederick is the Branch Manager at First Centennial Mortgage in the Algonquin, IL office. He has almost 20 years of experience as a Mortgage Loan Officer and Branch Manager. Al is very organized and this helps him to structure his loan files efficiently to avoid any delays or problems during the loan process. He is highly experienced with first-time homebuyer programs such as the IHDA Illinois down payment assistance program as well as other loan programs like FHA, VA, USDA, and Conventional loans. Customers and referral partners praise Al for his excellent customer service, integrity, and honesty. Al lives in Lake in the Hills with his wife and two children. In his spare time he enjoys golfing and going to the gym. If you are looking to purchase or refinance a home, Al is the mortgage professional you can rely on. He makes himself available to answer your questions any time of the day, any day of the week, to make sure the loan process runs smoothly and the loan closes on time.

Dottie Jakobsen Loan Officer NMLS#451125

Dottie Jakobsen Loan Officer NMLS#451125 is a top mortgage lender in Santa Cruz, CA. We strive to make the home buying process as stress-free as possible by providing our customers with FHA loans, VA loans and other loan options at some of the most competitive rates available. Our experienced team is dedicated to providing top-notch service and satisfaction for all of our clients. Contact us today for more information on how we can help you with all of your needs.

Ernest Trujillo - Mortgage Loan Officer

Ernest Trujillo is a knowledgeable and dedicated Mortgage Loan Officer who specializes in VA loans. He strives to inform potential home buyers about the process of purchasing a home and is well-versed in the VA, FHA, Conventional and USDA home loan systems. Ernest is passionate about providing exceptional customer service and will work closely with each client to ensure a smooth and stress-free loan experience. He is committed to delivering personalised and efficient support to ensure all clients receive the best possible outcome. You can trust our team to provide you with the best advice and service. We're here to help so don't hesitate to contact us if you have any questions.

Dave Porter Loan Officer

For over 35 years, I have been providing home financing services and have been a former real estate agent. As a certified trainer for the National Association of Realtors and the National Association of Home Builders, I am proud to offer sound solutions and a strong understanding of the industry. Dave Porter Loan Officer offers free consultations on purchase or refinancing options with no obligations. At Dave Porter Loan Officer, we are dedicated to helping our clients make the best decisions for their financial future. Our team has the knowledge and expertise to provide suitable advice tailored to individual needs. We strive to ensure that our clients make informed decisions that are beneficial to them in the long run.

Jason Skinrood - Mortgage Loan Officer

Jason Skinrood is a Mortgage Loan Officer specializing in VA home loans, offering unique loan programs for low down payments and on-time closings with a focus on providing a superior customer experience. With conventional, Jumbo, FHA, USDA, and portfolio products available, customers will benefit from the loan officer's communication and accessibility while navigating the home loan process.With our commitment to service and customer satisfaction, we strive to exceed expectations each and every time. Contact us today to find out how we can help.

Omar & Celina Tominna - WCM Loan Officers

Omar & Celina Tominna believe that the key to success is finding something that you are passionate about and sharing it with others. As WCM Loan Officers, they are dedicated to providing their clients with exceptional service and a high level of customer care. Their goal is to help their borrowers make informed decisions regarding one of the most important investments they will ever make. They take the time to listen to each individual's needs and provide them with the necessary information to make an informed decision. Omar & Celina strive to ensure that their clients are confident in their decisions and leave feeling satisfied with their experience. Our experienced team is dedicated to providing top-notch service and satisfaction for all of our clients. Contact us today for more information on how we can help you with all of your needs.

Direct Mortgage Funding-Sr. Loan Officer Darlene Gonzalez

Direct Mortgage Funding-Sr. Loan Officer Darlene Gonzalez is a lender you can trust, with over 30 years of experience in the industry. Their mission is to help first time home buyers get prepared and begin the process of becoming a Home Owner. They strive to offer their clients a meaningful and long lasting relationship, providing them with the support they need to make the right decisions. Their team of Mortgage Professionals are knowledgeable and highly experienced, offering personalized services tailored to meet each client's individual needs. They provide all the necessary information, advice and guidance to ensure that the entire home buying process goes smoothly, from start to finish.

Kyle Radaker - Princeton Mortgage Loan Officer

At Princeton Mortgage Lending, our goal is to provide an Effortless Mortgage experience for everyone. That's why we have The Princeton Promise: if your mortgage experience isn't effortless for any reason, you get $1,000 back at closing - no strings attached. This idea caused a stir when our CEO Rich Weidel introduced it in 2018. We want to make sure that we feel the pain when mistakes are made, so that we can learn from them and improve our systems and processes. Thankfully, 499 out of 500 of our borrowers have given us the thumbs up, and haven't needed to take advantage of The Princeton Promise. But if you ever need it, Kyle Radaker - Princeton Mortgage Loan Officer - is here to help make sure your experience is effortless.

Angie Nga Nguyen- Realtor/ Senior Loan Officer

With years of knowledge and experience in loan and real estate, Angie Nga Nguyen- Realtor/ Senior Loan Officer is devoted to helping individuals lower their mortgage payments in response to current economic conditions. Customer satisfaction is top priority, and any rate found lower will be matched. A single call can save hundreds of dollars. The team at Angie Nga Nguyen- Realtor/ Senior Loan Officer has a wealth of knowledge and experience in the loan and real estate industry. With an emphasis on customer satisfaction, they strive to provide the best services and advice to ensure customers get the most out of their investments.

The Best Loan Officer

As a seasoned mortgage professional with over twenty years of experience, I understand the challenges of today's lending environment. I have the knowledge, resources, and commitment to guide borrowers through the process and make it look easy. My tech-savviness enables me to access innovative mortgage products for buyers whose credit, income, and employment history don't fit the traditional approach. I communicate quickly and effectively with my clients, returning calls, emails, and texts as soon as I can. I'm also adept at numbers and concepts and take my clients' best interest into consideration when helping them reach a conclusion. Life is full of major decisions which require the help of professionals that can be trusted. With the home being one of the biggest investments most people will ever make, it is important to work with a knowledgeable professional. I want to be the mortgage advisor you can count on to ensure you make the right choices.

Bobby Shamlou - Mortgage Loan Officer - loanDepot

Bobby Shamlou has been working in the mortgage loan industry since 1999, and his focus is on providing outstanding customer service. He has a history of successfully funding over $100 million in home loans every year, and he always puts himself in the client's shoes in order to get them the best rate and minimize their closing costs. With Bobby's experience and loanDepot, customers can trust that they will be taken care of whether they need pre-approval for a new home or are looking to refinance an existing mortgage. Bobby's team is dedicated to helping customers through every step of the process with professionalism and efficiency. We take pride in the quality of our services, and aim to ensure that your needs are met quickly and efficiently. Our experienced team of professionals is here for you, so don't hesitate to get in touch today.

Patricia Mahoney- First United Mortgage Group

Patricia Mahoney is an experienced mortgage professional and loan officer in Grapevine, Texas. She is committed to helping her clients achieve their dream of home ownership with superior customer service and knowledge. Whether you are a first-time buyer, looking for a rate/term or cash-out refinance, or purchasing an investment or second home, Patricia and her team at First United Mortgage Group are available to help. Patricia has established herself as a leader in the Dallas/Fort Worth communities, as well as being able to lend in 48 states. Her goal is to provide clients with the best home buying experience possible, making the process seem smooth and easy. Patricia has been recognized with several awards, including Best "D" Magazine for 2015, 2016, 2017, 2018, 2020, 2021 and Texas Monthly 5 Star Professional in 2016, 2017, 2018, 2019, 2020, and 2021. She has also been named one of the Top 1% Mortgage Lenders in 2019, 2020 and 2021.

Tricia Worley at Guaranteed Rate

Tricia Worley is an experienced local loan officer for Guaranteed Rate, a leading mortgage lender in the United States. She believes in making the home loan process easy to understand and navigate for homeowners looking to purchase or refinance their homes. Her mission is to provide exceptional customer service, making sure each customer has the right loan product for their needs. Tricia can be contacted at (512) 436-0010 for more information. At Guaranteed Rate, Tricia is part of a team that provides a wide range of services including competitive rates, specialized loan programs and personalized customer service. Homebuyers can count on Tricia and her team to help them make informed decisions, quickly get answers to their questions, and ultimately make the home buying process as stress free as possible.