James Heins: Allstate Insurance an Agency Owner and Personal Financial Representative in New York

Osborne Financial Group Insurance Services

Overview: Shawn Kevin Osborne, LUTCF and President of Osborne Financial Group started in the insurance industry in 1989. After years of experience working as a Captive Agent he was tired of the one size fits all concept, so, he decided to open his own independent insurance agency. Osborne Financial Group was incorporated and founded on March 10,1994. That was a very exciting year for him. Mr. Osborne started a new business and built a new home in Nixa. After being in Springfield for over 10 years he wanted his business to grow and thrive within the same community in which his family lives. In 2005 he purchased and moved the agency from Springfield to a bank building in Nixa Missouri. Within 18 months he sold the property to BluCurrent Credit Union. Since then the agency's growth has been tremendous thanks to loyal clients that refer their friends and families to us. Osborne Financial Group has built a strong reputation as an outstanding independent insurance agency. We have served the insurance needs of people through out the great state of Missouri for over 25 years!

Krum Insurance & Financial Services

Krum Insurance & Financial Services, LLC is a financial services provider based in Feasterville, Pennsylvania, with more than 30 years of experience in providing insurance-based services. As an independent broker, we are able to develop a tailored strategy for each of our clients to help them make educated decisions throughout their life. We provide personal and direct service for individuals, families and small to medium-sized businesses. Our goal is to build a strong rapport with our clients based on trust and thorough advice. We understand that the changing needs of our clients may require periodic assessments to ensure they have the right coverage. Our services include, but are not limited to: health insurance, retirement planning, group health insurance, 529 Plans (college savings), individual health, 401k, employee benefits, IRA, Medicare, investments, business insurance, financial planning, general liability, life insurance, workmen's comp, whole life, auto insurance, term insurance, homeowners insurance, universal life, and disability insurance.

Heckman Financial & Insurance Services

Creating a secure financial future doesn't have to be complicated and overwhelming. Eric Heckman of Heckman Financial & Insurance Services has developed a Blueprint To Worry Less Wealth™ which helps to maximize financial opportunities while minimizing taxes and protecting principal. His approach is tailored to each client's individual needs and will help them to create a plan for their future. Eric and his team are experts in alternative financial products and wealth management and are dedicated to helping their clients reach their financial goals. They provide personalized services to build a portfolio that is designed to protect and grow clients' assets while preserving their principal. Their process has been trademarked and Eric offers complimentary consultations so that clients can get started on their journey to financial freedom and security.

SFI Snarr Financial & Insurance Services

At SFI Snarr Financial & Insurance Services, we are committed to providing estate planning solutions for families and businesses in the Bay Area. Our team of experts work with top lawyers to ensure our clients get the best legal advice and services tailored to their needs. We assist with life insurance, disability insurance, mortgage protection insurance, key person life insurance, group life insurance and more. In addition, we also offer reviews, quotes and advice on annuities, 403(b)s, IRAs, Roth IRAs, SEP IRAs and other long-term care options. Our experienced professionals have expertise in life insurance planning and advising, allowing us to provide superior service to our clients. We take pride in the quality of our services, and aim to ensure that your needs are met quickly and efficiently. Our experienced team of professionals is here for you, so don't hesitate to get in touch today.

Montgomery & Associates Insurance & Financial Services

Montgomery & Associates Insurance & Financial Services, a Brentwood Insurance Agency, was recently voted Best Small Business in Nashville Business Journal. Our mission is to provide the best policy coverage at the best rates, with a wide selection of top carriers like Progressive, Nationwide, MetLife, Travelers, Alfa, Allied, AFLAC, Selective, and Chubb. We are dedicated to helping you find the perfect coverage for your home, auto, renters, flood, business, restaurant, boat, motorcycle, ATV, workers compensation, professional liability, and umbrella policies. At Montgomery & Associates Insurance & Financial Services, we strive to make sure our customers have the best experience possible. We offer student discounts and home and auto discounts, as well as personalized advice from our knowledgeable team. With over a dozen top carriers to choose from, we can help you find the right coverage for your needs.

DCD Financial & Insurance Services

DCD Financial & Insurance Services is a trusted insurance agency in Santa Cruz, providing personalized services and solutions to the community. We strive to create long-term relationships with our customers and deliver superior customer service. Our experienced staff will tailor insurance plans to your individual needs and provide competitive rates. To get the best coverage and lowest rate possible, we offer a range of policies including auto, home, health, life and business insurance. We are committed to providing top quality insurance plans and the most affordable prices in the state of California. Our team is dedicated to offering an unparalleled experience for all our clients and look forward to building a lasting partnership with each one.

J.R. Financial & Insurance Services

At J.R. Financial & Insurance Services, our goal is to help you gain a thorough understanding of your estate, the potential issues you may face, and what solutions you have available to address and prevent problems. We also provide personal tax preparation services. We will begin by reviewing your estate, gaining an overall view of your current standing and any relevant information. This initial meeting typically takes between 5 and 30 minutes, depending on the number of different items in your estate and your starting point. Next, we will consider all of the details and information regarding your estate and organize it into a comprehensive, easily understandable format for you and your beneficiaries. During this stage, we can help put your estate in order as desired, resolving any issues with accounts, determining the status of certain assets and real estate, etc. Finally, a strategic plan for your estate will be created. After it is organized, any issues that have not been addressed will be identified. We will come up with solutions, such as lending, legal plans, and investment options, based on the individual circumstances. We also perform a full analysis to do with family decision-making.

Cowdell Insurance Agency and Financial Services

Cowdell Insurance Agency and Financial Services is a full-service provider of insurance and financial services. We specialize in auto, home, health, life, business, and commercial insurance, as well as certified financial planning, 401K, ROTH IRA, stocks, investments, annuities, retirement planning, boat, motorcycle, and RV insurance. From vehicle coverage to retirement planning, we have the resources to help you plan for your future. Let us assist you in finding the right insurance and financial solutions for your needs.Our experienced team is dedicated to providing top-notch service and satisfaction for all of our clients. Contact us today for more information on how we can help you with all of your needs.