Consolidated Community Credit Union

Platinum Federal Credit Union

Platinum Federal Credit Union (PFCU) is a financial cooperative that functions differently from other financial institutions. As a member, you become a shareholder, meaning you are an owner and benefit from the earnings that exceed the required reserves. These earnings are returned to members in the form of lower loan interest rates and higher dividends on savings. PFCU is dedicated to providing members with outstanding customer service, competitive rates, and convenience. Their wide range of financial services, experienced team of professionals, and commitment to helping their members achieve financial success make them a great choice for anyone seeking financial support. With our commitment to service and customer satisfaction, we strive to exceed expectations each and every time. Contact us today to find out how we can help.

First Financial Credit Union

At First Financial Credit Union, we provide financial services for you and your family. As a cooperative, members are part owners and benefit from lower loan rates and fees, as well as higher savings rates since profits are given back to them instead of shareholders or management. Members also have a voice in the products and services offered by the credit union. For starters, our free checking accounts come with overdraft options like free transfers from a savings account or low-rate line of credit, and there are no minimum balance or usage requirements. We also offer youth accounts, retirement accounts, mortgages, alternatives to payday loans, auto loans, and low-rate credit cards. We understand that some members may not have any credit history or are trying to rebuild their credit score. We offer reasonable options for those individuals as well. So don't worry if you're young, a new citizen, or starting over with credit - we have plenty of options available.

Caravan Credit Services

There are some distinct differences between personal and business credit. It is important to understand these differences when running a business, as the use of both types of credit can have an impact on each other. To effectively build business credit, it is recommended that personal credit be limited and business credit be increased. This can be achieved by first creating a business credit profile with the major credit bureaus, obtaining vendor credit, obtaining a credit score, and increasing the amount of credit received under the business name. Small business owners often rely on their personal credit information to acquire loans and leases, as well as trade credit under the business name. With knowledge of how to use business credit, it is possible to limit the use of personal credit and instead develop business credit. Doing this can not only improve the business credit score, but also the personal credit score, lower the interest rate charged on loans, and save a considerable amount of money.

San Mateo Credit Union

San Mateo Credit Union (SMCU) is an organization owned by its members, distinguished from banks by its focus on providing quality services and cost-efficient products as well as personalized attention. We return value to our members in the form of lower loan rates, higher dividends on savings, the lowest possible fees and a range of free services. Additionally, we prioritize safeguarding member privacy, never selling personal data. Our principles are: "Not for profit, not for charity, but for service" and "People helping people". Our goal is to ensure that all our members benefit from being part of our financial cooperative. Our team of dedicated professionals understands the importance of customer service and strives to provide excellent experiences to each and every one of our members. We take pride in the quality of our services, and aim to ensure that your needs are met quickly and efficiently. Our experienced team of professionals is here for you, so don't hesitate to get in touch today.

Salal Credit Union - Seattle

Salal Credit Union - Seattle was founded in 1948 by a group of nine healthcare workers who pooled their resources to begin a credit union. Our mission is to provide underserved communities with innovative financial products and services, while also promoting a healthier and more prosperous future for everyone. We now serve over 50,000 members across 18 states and are proud to be member-owned, meaning our profits go directly back to our members through lower fees, lower rates and charitable giving that directly benefits their local communities. We are federally insured by NCUA, ensuring the security of our members' funds. Our team strives to stay true to our founding roots, consistently finding new ways to support our members and the communities around them. We offer a wide range of financial products and services such as loans, checking accounts, savings accounts, and more, all of which are designed to meet the needs of our members. We also provide financial education and resources to help our members gain the knowledge and skills necessary to make informed financial decisions.

Truliant Federal Credit Union - Gastonia

Truliant Federal Credit Union is a non-profit organization that is owned and operated by its members. Its profits are given back to the members in the form of greater access to services at a reduced cost, higher savings rates, and lower loan interest rates than with other for-profit financial institutions.Our experienced team is dedicated to providing top-notch service and satisfaction for all of our clients. Contact us today for more information on how we can help you with all of your needs.

Clark County Credit Union

At Clark County Credit Union (CCCU), our mission is to help members like you save money and time. With nearly 40,000 members and $600 million in assets, we are a solid financial co-operative that has been providing our members with better rates, better services and a share of the profits since 1951. We don't profit at your expense like banks do – instead, we return any profits back to our members in the form of lower loan rates and fees, higher savings yields, cutting-edge services, and a rewards structure that rewards participation. We offer an array of services that give you more control over your finances, such as online banking, mobile banking, a financial wellness program, and various loan options. Our knowledgeable team of professional employees are here to provide assistance and answer any questions you may have. Here at Clark County Credit Union, we believe it pays to belong.

Home Step Solutions

Loan Mdodification , we will stop your foreclosure ,lower your interest rate  to as low as 2% fixed, and waive all late fees and delinquent interest on  your mortgage. How Does it  Work? Home Step Solution Specialists will review the alternatives available to allow you to keep your home. The key to avoiding foreclosure is action! Through open communication with our loss mitigation specialists, We can help you cure your mortgage default without foreclosure. In general, there are four options available to a homeowners in distress: 1)  Loan Modification : In certain circumstances, an investor may allow us  to add the delinquent amount to your loan balance or reduce the interest  rate as well as your principal amount to assist you in curing the default and restoring your credit status. With Loan Modification, we will stop foreclosure, lower your interest rate to as low as 2% fixed  for the life of the loan and wave any late fees on your mortgage. 2 ) Forbearance 3 ) Short Sale 4 ) Deed in Lieu : What  Home Step Solutions will do for you   -Reduction of interest rate , resulting in lower mortgage payments