than their first mortgage balance. The second mortgage can be "stripped off" and treated like a credit card debt. 4. Those who require an extended period of time with low or no interest rates before and received a discharge within eight (8) years, but now need protection from the bankruptcy court

make it easier, we provide a 0% rate of interest for the first 6-12 months. After this period, the variable APR is 8.99%. The business credit cards