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has great expertise in assisting families and business owners with serious financial difficulties. Richard financial emergencies, including creditor lawsuit defense, credit card defense, foreclosure defense, debt reduction and , J.D. graduated from State University of New York at Stony Brook, where he obtained

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's growth and development through the University area. Our family business is passionate about delivering individualized and top quality service, which sadly isn't something thatprovide you with the best possible coverage at the most competitive rate.

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