Happen is a mortgage company that offers a variety of loan programs to suit the needs of each individual clients in terms of terms, lenders and fees. Our low fees are competitive with banks, credit unions and make the loan process more efficient. Our online application, electronic disclosures, in-house-processing and

and money market accounts, to investment services, home mortgages, auto loans, and MasterCard and Visa credit cards. We also offer insurance and free online services like home banking and bill pay. We are proudas well as Houston, Texas. Our experienced team of financial professionals is committed to helping our