pre-approval for new home purchases or refinancing of existing mortgages. We use the latest technology to streamline and pass along the savings in the form of lower rates and closing costs. Our services include conventional, specialty and hard money loans, as well as bank statement programs. We are proud to have a

Happen is a mortgage company that offers a variety of loan programs to suit the needs of each individual client clients in terms of terms, lenders and fees. Our low fees are competitive with banks, credit unions and allows you to view interest rate options, payment details and the cost of the loan based on the