Happen is a mortgage company that offers a variety of loan programs strive to find the best loan for our clients in terms of terms, lenders and fees. Our low fees are competitive with banks, credit unions and other "retail" lenders. We structure loans so that the

customer. We offer fixed- and adjustable-rate mortgages, FHA and VA loans, jumbo loans, all with various down payment options and credit score requirements. Our goal is to , so that customers can get the best loan possible for their situation. At experience. We are an Equal Housing Lender, and our mission is to make