Happen is a mortgage company that offers a variety of loan programs best loan for our clients in terms of terms, lenders and fees. Our low fees are competitive with banks, credit unions and other "retail" lenders. We structure

customer. We offer fixed- and adjustable-rate mortgages, FHA and VA loans, jumbo loans, all with various down payment options and credit score requirements. Our goal is to , so that customers can get the best loan possible for their situation. At experience. We are an Equal Housing Lender, and our mission is to make

of the best lenders in the market for both purchases and refinancing, with credit score requirements as low as 500 help you make informed decisions and get the best deals available. We take pride in the quality