smooth shopping experience. We offer pre-approval and first time home buyer advice, as well as conventional mortgage programs, equityOur team also specializes in Short Sale and bank-owned property sales and listings. With our competitive rates and experienced staff, Loan On Time is the perfect choice for your real

committed to staying organized, keeping in constant communication, and adhering to the highest standards of and purchases, with a focus on supporting first-time home buyers. I am a California Real Estate Broker, of Realtors®. Additionally, I am an Accredited Buyer's Representative and a Short Sales & Foreclosure

my clients. I have helped many first-time buyers purchase their first home, which is always an exciting experienceEstate Service, I specialize in helping both buyers and sellers with all types of properties lending, first-time buyer programs, and more. Additionally, I believe in giving back to the community and