, families and businesses. Our policies include auto insurance for those with or without a driver'coverage. Homeowner's coverage is available with replacement cost or actual cash value, and covers vacant auto, trucks, trailers and tow truck insurance, as well as General Liability and Workman's Comp coverages. Our

carriers as well as several lower-cost B rated auto insurance companies for those with low incomes who cannot afford Blue Shield, The Hartford, Travelers, Safeco, CNA, American General, Assurant Health, Humana, Cigna, Aetna, United Healthcare, United

.H. Ferguson & Associates is a multiproduct line insurance agency. The company offers property and casualty, errors and omissions business offerings include vacant properties, renovations, general liability and new construction. The company s D and O lines include