Take Charge America is a non-profit financial education and credit counseling organization. We are dedicated to helping people nationwide improve their financial futures through educational outreach, credit counseling and debt management solutions.

improve their credit score. This can include managing revolving debt ratios, deciding whether to pay off collections, and establishing trade lines. Approved Credit Restoration provides

credit history and development of a personalized plan to improve your score. We challenge inaccurate items and negotiate debt, dispute credit report items, advise on managing account balances, and more — all so you