, hard money, crypto mortgage, jumbo, FHA and first-time homebuyers loans, as well as assistance programs. We also provide customers determine what they can afford, providing monthly payment estimates and streamlining the refinance process. When it comes

Ruiz & Associates, we help families and individuals in South Florida find financing with little to no down payment required and prequalification assistance to make purchasing a property bad tenants. We have low fees and take care of all aspects of provide you with the best advice and service. We're here to help

. We are certified to offer down payment and closing cost assistance programs for first-time homebuyers, and provide a wide range team is dedicated to providing top-notch service and satisfaction for all of our clients. Contact us