smooth shopping experience. We offer pre-approval and first time home buyer advice, as well as conventional mortgage programs, equityOur team also specializes in Short Sale and bank-owned property sales and listings. With our competitive rates and experienced staff, Loan On Time is the perfect choice for your real

my clients. I have helped many first-time buyers purchase their first home, which is always an exciting experienceEstate Service, I specialize in helping both buyers and sellers with all types of propertieshave reviewed issues related to predatory lending, first-time buyer programs, and more. Additionally, I believe in

distinct areas. First, we specialize in helping people to successfully sell their homes, even and assist families in selling their homes when they have no equity. We a lien to satisfy from the bank after they think they are in homes to our Bay Area clients. Lastly, we help investors - both seasoned and first time -