Casualty Group and Aetna. Service: Howard W. Phillips & Company offers life, disability, long-term care, auto and personal watercraft insurance plans, as well as fiduciary and surety bonds. The company also provides coverage plans for wholesalers

and benefit never decrease Builds cash value Most plans offer first-day coverage Accidental death benefit means an accident Whole Life Insurance Life-long protection Builds cash value & loan value Premiums never increase Term Life Insurance Benefit amounts up

. The American International Group offers asset management services. The company provides accident, health and life insurance plans. It operates a personal lines division that offers auto insurance solutions. The company