Licensed independent agent, appointed to companies offering whole life, term life, and final expense insurance policies Final ExpenseNo medical exams are required - just a few health questions Payments never increase and benefit never Benefit amounts up to $2,000,000 Life insurance for a set period of time such as 5,

insurance plans, as well as fiduciary and surety bonds. The company also provides coverage plans for wholesalers, artisan contractors and homebuilders. Howard W. Phillips & Company is a member of the Metropolitan Washington Association of Independent Insurance