At Loan On Time, we strive to provide the best pre-approval and first time home buyer advice, as well as conventional mortgage programs, equity lines, construction loans, and FHA loan listings. With our competitive rates and experienced staff, Loan On Time is the perfect choice for your

Team - Direct Mortgage Funding, we are leaders in home financing and are dedicated to helping you make the most out of your next home purchase. Representing a top mortgage bank, we offer approved for the perfect loan. We also host home buyers workshops to provide more information and guidance on the process

provide you with pre-approval amounts and letters prior to your home search, experienced negotiation tothe comfort of your own home. Furthermore, we offer guaranteed loan financing at the lowest rate costs or fees, assistance throughout the rigorous loan process, and assistance avoiding foreclosures, including HARP. No

has been working in the mortgage loan industry since 1999, and his focus successfully funding over $100 million in home loans every year, and he always puts of whether they need pre-approval for a new home or are looking to customers through every step of the process with professionalism and efficiency. We take