floors, drywall, plastering and painting. We hold a General Contractor license, are bonded and insured, and work on both residential and commercial projects. Due to the high demand for our

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and personal watercraft insurance plans, as well as fiduciary and surety bonds. The company also provides coverage plans for wholesalers, artisan contractors and homebuilders. Howard W. Phillips & Company is a member of the Metropolitan Washington Association of Independent Insurance Agents and