, appointed to companies offering whole life, term life, and final expense insurance policies Final Expense Whole Life Insurance ​For anyone age 85 or an accident Whole Life Insurance Life-long protection Builds cash value & loan value Premiums never increase Term Life Insurance Benefit amounts up

to clients in the life and health insurance industries. The agency offers life settlement, annuity and healththe development of underwriting programs. It develop policy applications, telephone questionnaires, and cognitive evaluation and Associates performs underwriting audits for life and long-term care portfolios.