Chapter 7 and Chapter 13 cases. Chapter 7 is usually used by individuals and couples who have no extra money afterleft over after covering their basic needs. 2. People who are behind on their mortgage payments orthat is worth less than their first mortgage balance. The second mortgage can be "stripped off" and treated

needs of our customers, including those with Chapter 13 bankruptcy. We have developed a department specifically tailored solutions to help our customers obtain mortgages.Our experienced team of professionals are dedicated -time home buyer or looking to refinance, Peoples Bank Mortgage can help you find the perfect