At Loan On Time, we strive to provide the best pre-approval and first time home buyer advice, as well as conventional mortgage programs, equity lines, construction loans, and FHA loan competitive rates and experienced staff, Loan On Time is the perfect choice for your real estate needs. You

properties. We also provide finance and refinance loan services within the state of California bank owned properties, probate sales, foreclosure prevention, loan modification, and notary public. Our experienced get the most for their home and assist buyers in pre-qualifying and pre-approving for loans. We also provide

we are dedicated to providing tailored solutions for all kinds of residential, commercial, and ll provide you with pre-approval amounts and letters prior to your home search, experienced negotiation tocosts or fees, assistance throughout the rigorous loan process, and assistance avoiding foreclosures, including HARP

has been working in the mortgage loan industry since 1999, and his focus successfully funding over $100 million in home loans every year, and he always puts taken care of whether they need pre-approval for a new home or are looking to refinance experienced team of professionals is here for you, so don't hesitate to