buyer advice, as well as conventional mortgage programs, equity lines, construction loans, and FHA loan services. Our team also specializes property sales and listings. With our competitive rates and experienced staff, Loan On Time is the perfect choice

Shawn Sidhu is a top-rated mortgage consultant working with clients in multiple states such include FHA loans, reverse mortgages, stated income and bank statement loans, construction loans, commercial loans, and VA loans. Additionally, conventional and jumbo loans are

loan programs to meet your needs, including those for first-time homebuyers, conventional conforming mortgages, jumbo mortgages, FHA and VA loans, fixed rates, ARMs, fix and flip loans, construction loans, combos or 80/10/10s, rate