independent insurance agency located in San Diego, California. We are licensed to do business in California, Oregon, Texas, and money on your business insurance needs. We specialize in commercial insurance such as business owners policy (BOP), general liability, bonds, and

firm that specializes in providing commercial, business and insurance subrogation services to a broad rangebest advice and assistance with business formation, employment-related matters, liability issues, customer relations and documents. At Lovik & Juhl, PLLC, our small size allows us to provide personalized

wide range of clients, from large corporations to small startups, government entities, nonprofit organizations, and individuals. Our dealing with insurance recovery and coverage, corporate ownership, corporate governance, business contracts, shareholder rights, securities, product liability, and personal