: Howard W. Phillips & Company offers life, disability, long-term care, auto and personal watercraft insurance plans, as well as fiduciary and surety bonds. The company also provides

, appointed to companies offering whole life, term life, and final expense insurance policies Final Expense Whole Life Insurance ​For anyone age 85 or an accident Whole Life Insurance Life-long protection Builds cash value & loan value Premiums never increase Term Life Insurance Benefit amounts up

in the life and health insurance industries. The agency offers life settlement, annuity and health underwriting solutions. It reviews and inspects physician, telephone questionnaires, and cognitive evaluation and assessment forms. Fasano Associates performs underwriting audits for life and long-term care portfolios.