expertise in assisting families and business owners with serious financial difficulties. Richard G. Fonfrias, J. G. Fonfrias, J.D. graduated from State University of New York at Stony Brook, where , he regularly participates in Continuing Legal Education programs sponsored by the National Association of Consumer

Universal Lighting & Cleaning Supply is a family-owned and operated business with over two decades of worship. We strive to build strong connections with the community through friendly service and dedication and initiating a CFL recycling program to reduce mercury pollution. With our extensive selection of quality

holds a degree in accounting from Michigan State University, as well as a Masters in Finance and Finance from Kellogg School of Management at Northwestern University. All of this gives Chris the know-how to finish, and can provide assistance with various loan types and programs. Furthermore, they have the expertise and