At Loan On Time, we strive to provide the best pre-approval and first time home buyer advice, as well as conventional mortgage programs, equity lines, construction loans, and FHA loan listings. With our competitive rates and experienced staff, Loan On Time is the perfect choice for your

properties. We also provide finance and refinance loan services within the state of California andbank owned properties, probate sales, foreclosure prevention, loan modification, and notary public. Our experienced team most for their home and assist buyers in pre-qualifying and pre-approving for loans. We also provide

'll provide you with pre-approval amounts and letters prior to your home search, experienced negotiation tothe comfort of your own home. Furthermore, we offer guaranteed loan financing at the lowest rate costs or fees, assistance throughout the rigorous loan process, and assistance avoiding foreclosures, including HARP

Bobby Shamlou has been working in the mortgage loan industry since 1999, and his focus is on history of successfully funding over $100 million in home loans every year, and he always puts himself in be taken care of whether they need pre-approval for a new home or are looking to refinance an

. At Clear Lending, we want to make the home financing process as smooth as possible for our and make sure that your financial information is pre-underwritten so you can confidently go non-contingent mortgages, jumbo mortgages, FHA and VA loans, fixed rates, ARMs, fix and flip loans, construction loans, combos or 80/10