At Loan On Time, we strive to provide the best pre-approval and first time home buyer advice, as well as conventional mortgage programs, equity lines, construction loans, and FHA loan. With our competitive rates and experienced staff, Loan On Time is the perfect choice for your real estate

ll provide you with pre-approval amounts and letters prior to your home search, experienced negotiation tothe comfort of your own home. Furthermore, we offer guaranteed loan financing at the lowest loan process, and assistance avoiding foreclosures, including HARP. No matter what your real estate needs are, our team is

working in the mortgage loan industry since 1999, and his focus is on providing outstanding customer service. He has a history of successfully funding over $100 million in home loansneed pre-approval for a new home or are looking to refinance an existing mortgage. Bobby's team is