For investors seeking a stable yet promising immigration-linked investment, the Hilton Garden Inn and Conference Center senior loan project in Kokomo, Indiana presents an attractive EB-5 opportunity. This high-profile development combines premium hospitality management with substantial government partnership, offering dual protection for cash flow and asset security in one of America's "Best Cities for Jobs."
Project Overview
Regional Center Background
Spearheaded by American Lending Center (ALC) — a regional center with a proven track record of nearly 40 completed projects and 100% EB-5 petition approval for over 300 investors — this project has received recognition from the California Governor's Office. Investors gain access to established immigration pathways through this reputable EB-5 program operator.
Market Advantages of Hilton Garden Inn
As part of Hilton Worldwide's portfolio of 4,000+ properties across 84 countries, the Hilton Garden Inn brand represents premium economy hospitality with 686 global locations. The Kokomo property will deliver the brand's signature upscale amenities and social spaces with industry-leading service standards.
Kokomo's Strategic Location
Located at 209 S Union St in downtown Kokomo — recently named among America's "Best Cities for Jobs" by Forbes — the project benefits from the city's growing economic prominence. The site offers proximity to Indiana University (2 miles) and multiple parks, with excellent transportation links.
Key Development Specifications
- 123 guest rooms with premium furnishings
- 25,000 sq ft conference center (13,000 sq ft rentable space)
- Outdoor pool, fitness center, business facilities, and laundry services
- Prime downtown location adjacent to municipal parking
Development & Management
Hillcrest Property Development brings three decades of commercial real estate expertise as lead developer, while Aimbridge Hospitality — managing properties across 49 U.S. states and 20 countries — will oversee operations. This experienced team has successfully delivered multiple comparable hospitality projects.
Investment Security Features
- Senior Loan Position: EB-5 capital occupies first-lien position through ALC's rigorous underwriting process with third-party valuation controls
- Municipal Ownership: The City of Kokomo retains ownership of conference center and parking assets, with $13 million in committed public funding
- Cash Flow Protection: Strategic downtown location benefits from municipal support policies ensuring stable revenue
- Flexible Exit Options: Multiple repayment pathways with EB-5 funds in primary repayment position
- Job Creation: Projected 205 permanent jobs will satisfy all EB-5 requirements, with independent construction monitoring
Financial Structure
The $35.87 million project allocates $12.6 million (35.13%) to EB-5 financing, with the balance funded through government and institutional sources. This diversified capital structure enhances financial stability.
Investment Terms
- Investment Amount: $900,000 per investor
- Available Slots: 14 positions
- Term: 6 years
This opportunity combines the security of senior debt financing with the growth potential of a strategically located hospitality asset in an expanding regional economy, offering EB-5 investors both immigration benefits and sound financial prospects.