The Social Security Administration (SSA) has initiated this month's round of benefit payments, delivering much-needed financial support to millions of Americans. Eligible beneficiaries can expect to receive an average payment of $2,002.39 on Wednesday, July 9, marking the first disbursement in July's scheduled rollout.

Payment Schedule by Birth Date

To streamline processing and ensure timely delivery, the SSA distributes payments across three Wednesdays each month based on recipients' birth dates:

  • July 9 (second Wednesday): For beneficiaries born between the 1st and 10th of any month
  • July 16 (third Wednesday): For those born between the 11th and 20th
  • July 23 (fourth Wednesday): For individuals born between the 21st and 31st

Payments are automatically deposited for recipients who have enrolled in direct deposit. The SSA notes that paper checks will soon be phased out entirely.

Alternative Payment Schedules

Some beneficiaries follow different payment timelines:

  • Recipients who began claiming benefits before May 1997 receive payments on the 3rd of each month
  • Supplemental Security Income (SSI) recipients, typically low-income individuals with disabilities or those aged 65+, receive payments on the 1st
  • Those receiving both SSI and regular Social Security benefits received SSI payments on July 1 and will receive regular benefits on July 3

Payment Amounts by Benefit Type

While individual payment amounts vary, the SSA reports these average monthly benefits:

  • Retirement benefits: $2,002.39 (maximum: $5,108)
  • Disability benefits (SSDI): $1,581.97
  • Survivor benefits: $1,566.66
  • SSI benefits: $718.30

These payments serve as critical financial support for basic living expenses, including housing and medical costs.

Verifying Your Payment

Beneficiaries can check payment status through their "My Social Security" online account. Those without internet access may contact their bank or the SSA directly for payment confirmation.

Important Reminders

Recipients should verify their birth date against the payment schedule and ensure their personal information remains current with the SSA to prevent payment delays.