When planning a trip to the United States, understanding the currency and cost of living is crucial. As a country with rich culture and diverse landscapes, the US is undoubtedly an attractive destination for tourists. During your journey, being aware of local living costs, prices, and currency exchange methods will significantly enhance your travel experience and comfort. This article provides a detailed analysis of US currency, cost of living, transportation expenses, and tipping culture, offering valuable information and practical advice for your upcoming American adventure.

1. US Currency and Exchange Rates

Before departure, it's essential to understand the current exchange rate. Currently, one US dollar (USD) equals approximately 7.17 Chinese yuan (CNY), while one yuan equals about 0.14 US dollars. This rate may vary between different banks and currency exchange points, so we recommend monitoring exchange rate fluctuations before your trip to find the best time for conversion.

Upon arrival in the US, the dollar is the only legal tender. Most merchants and service providers only accept dollars and won't take other currencies. You can exchange some yuan for dollars at airport currency exchange counters to ensure you can cover basic expenses like transportation, water, and food immediately after entering the country.

2. Overview of Living Costs

The US is a vast country with significant regional variations in living costs. Generally, prices are higher in eastern cities (like New York and Washington D.C.), while the Midwest and South offer relatively cheaper alternatives.

2.1 Eastern Region Characteristics

In major eastern cities, especially New York, prices vary considerably. While supermarket shopping might be relatively affordable, dining costs are typically high. For example, a meal at a mid-range New York restaurant usually costs $50-100. When dining with friends, individual expenses might exceed $100, so budget planning requires special attention. Fast food prices also vary, with most options ranging from $5 to $10, but prices increase significantly at high-end restaurants.

Cultural venues like libraries, museums, and art galleries typically charge $15-30 for admission, though some free public activities like city parks and street performances are available. Overall, a daily budget of $100-200 is reasonable for an enjoyable eastern US trip.

2.2 Western Region Characteristics

In contrast, western prices are generally more affordable. In Los Angeles, California, supermarket prices are typically lower, especially in Chinese communities where many products are slightly cheaper. For example, three pounds of apples might cost about $1.99, while the same quantity in Chinese stores could be significantly more expensive.

Beyond daily expenses, most western cities have outlet malls selling famous brand clothing at 70%-80% discounts - often just one-sixth to one-seventh of domestic prices. For instance, Levi's jeans might cost only $30-40 at outlets, making them irresistible for shopping enthusiasts.

2.3 Other Popular Destinations

In Hawaii, where 70% of goods are imported, living costs are notably higher than elsewhere in the US. A basic restaurant meal typically starts at $15, with higher-end options reaching $50. However, local seafood markets offer better value, particularly for fresh catches - visiting farmers markets provides both freshness and affordability.

When planning your US trip, we recommend establishing a budget beforehand and understanding various expense items to manage daily spending effectively and control overall travel costs.

3. Transportation Costs

3.1 Gas Prices

Gas prices in the US are generally low, typically ranging from $2.7 to $4.2 per gallon, making them an economical travel option. For road-trippers, fuel costs can significantly reduce travel expenses, especially for long-distance journeys. If renting a car, remember to factor in fuel costs.

3.2 Taxis and Ride-Sharing

In cities, taxis and ride-sharing services like Uber and Lyft are common options. US taxi services are well-developed in larger cities, with base fares around $3 plus $2-3 per mile. Ride-sharing services offer more fixed pricing that can be checked beforehand, helping you choose the most cost-effective option.

3.3 Public Transportation

For urban travelers, public transportation is an excellent choice. Most US cities have developed networks including subways, buses, and light rail. Typically, city bus fares start at $1.25, while subway tickets cost around $2.50. Many cities offer affordable day or week passes (usually $5-10) allowing unlimited rides.

3.4 Walking and Cycling

In cities like San Francisco and Boston, walking and cycling are convenient options for exploring local culture and scenery. Many cities provide bike rental services at reasonable rates (about $5-10 per hour), combining convenience with enjoyment.

4. Currency Exchange and ATM Withdrawals

4.1 Currency Exchange

In China, you can exchange dollars at major banks like Bank of China, ICBC, or China Construction Bank. Note that large exchanges usually require advance booking, so plan ahead and verify specific policies. Upon arrival in the US, we recommend exchanging some small bills at local banks or currency exchange points for public transportation or small purchases. While airport exchange counters typically offer slightly higher rates, hotels might provide exchange services worth inquiring about.

4.2 ATM Withdrawals

Most US ATMs accept UnionPay cards, with nearly 90% being UnionPay-compatible and user-friendly. Many ATMs now offer Chinese-language interfaces for international visitors. UnionPay cardholders can withdraw up to ¥10,000 equivalent foreign currency daily (about $1,400). Note that ATMs might charge $1.5 to $3 per transaction. During your trip, withdrawing larger amounts can help save on service fees.

5. Tipping Culture

In the US, tipping is an essential part of service industries. Waitstaff, hotel employees, taxi drivers, and others expect tips, so understanding tipping customs helps you adapt to local culture.

5.1 Restaurant Dining

When dining out, adding 15%-20% to the bill is customary. You can adjust this based on service quality - exceptional service might warrant over 20%, while unsatisfactory service could justify 10%-15%. Many restaurants include suggested tip amounts on bills for your convenience.

5.2 Hotel Services

At hotels, tip bellhops and housekeeping $1-2 per bag. If dining at the hotel, remember to tip waitstaff. For services like haircuts or massages, customers should also tip appropriately. However, tipping isn't expected for retail clerks or laundromat attendants.

6. Conclusion

In summary, US living costs, currency usage, and tipping culture all have unique characteristics. When planning your travel budget, consider all aspects including transportation, dining, and shopping to make appropriate arrangements. A well-planned budget ensures a more enjoyable trip, while understanding local customs helps you better adapt to American life.