As retirement approaches or the desire for a better living environment for families grows, overseas property investment has become an increasingly popular option. Australia, with its pleasant climate, robust social welfare system, and stable economy, attracts numerous buyers. This article explores viable options for purchasing land, building, or buying villas in Australia within a budget of 5-7 million RMB, focusing on both residential and retirement purposes.

Sanctuary Cove, Gold Coast: A Waterfront Haven

Sanctuary Cove, located in the Gold Coast, is a prestigious residential area renowned for its stunning bay views and high-end amenities. Properties here often feature access to golf courses and waterfront docks. For example, at a starting price of AUD 1.375 million (approximately RMB 6.59 million), buyers can secure a 500-square-meter freehold plot and construct or purchase a standalone villa. Villas in this area typically range between 304-395 square meters, with historical rental yields around RMB 20,328 per month. Over the past year, property prices in the region have risen by 3.4%, and the standard down payment is 10%.

Sierra Residences, Sydney: A Green Oasis

Sierra Residences, situated in Sydney’s northwest, offers approximately 12 hectares of parkland and is roughly 40 minutes from the Central Business District (CBD). Four-bedroom villas in this development start at AUD 1.099 million (about RMB 5.27 million), with floor areas typically spanning 202-218 square meters. Historical rental income averages RMB 13,174 per month, while property prices have surged by 8% in the last year. The required down payment is also 10%.

Key Considerations for Property Investment

Beyond the property price itself, prospective buyers must account for additional costs such as stamp duty, legal fees, mortgage interest, strata fees, and municipal taxes. A thorough understanding of Australia’s real estate laws and tax policies is essential. Selecting the right property type, location, and developer is critical to ensuring both investment returns and a comfortable living experience. Consulting a professional overseas property advisor is highly recommended to make informed decisions.