Many envision spending their retirement years in a peaceful overseas location with pleasant scenery. However, achieving this ideal requires careful planning and financial preparation. For investors with budgets between 1 to 3 million RMB ($140,000-$420,000), overseas apartments present an attractive option that combines retirement living with investment potential.
1. West Side Place: The Ritz-Carlton Residences, Melbourne
Overview: The final phase of Melbourne's landmark development, West Side Place offers units ranging from 53 to 112 square meters with freehold ownership.
Investment Highlights:
- Prime CBD location with excellent transport links and amenities
- Prestigious Ritz-Carlton branding enhances value
- Average monthly rental income: $1,550
- 7% annual price appreciation
Financials: 10% deposit required; starting price: $380,000 ($715/sqft)
2. Rhythm Ekkamai Estate, Bangkok
Overview: Located 1.1km from BTS Ekkamai station, this urban oasis offers 35-177 sqm freehold units.
Investment Highlights:
- Convenient access to mass transit
- Green surroundings in Sukhumvit area
- Average monthly rental income: $975
- 8% annual price appreciation
Financials: 30% deposit required; starting price: $200,000 ($560/sqft)
3. Three60 Apartments, Manchester
Overview: Situated near Manchester University and Spinningfields business district, these 950-year leasehold units range from 53-110 sqm.
Investment Highlights:
- Strong student rental demand
- Located in key development zone
- Average monthly rental income: $1,640
- 8% annual price appreciation
Financials: 20% deposit required; starting price: $335,000 ($440/sqft)
4. IBN Bukit Bintang, Kuala Lumpur
Overview: Positioned in KL's Golden Triangle, this development offers 40-98 sqm freehold units within 1km of major landmarks.
Investment Highlights:
- Prime downtown location
- Comprehensive lifestyle amenities
- Average monthly rental income: $1,065
- 9.7% annual price appreciation
Financials: 10% deposit required; starting price: $217,000 ($500/sqft)
5. EDGE Central Pattaya
Overview: These 30-60 sqm freehold beachfront units offer direct sea views in central Pattaya.
Investment Highlights:
- Unobstructed ocean vistas
- Central location with resort atmosphere
- Average monthly rental income: $775
- 20% annual price appreciation
Financials: 30% deposit required; starting price: $160,000 ($560/sqft)
6. CORE Residence, TRX Kuala Lumpur
Overview: Located in the new financial district 2.5km from Petronas Towers, these 57-94 sqm freehold units represent premium urban living.
Investment Highlights:
- Heart of emerging financial hub
- High-end neighborhood amenities
- Average monthly rental income: $1,440
- 20% annual price appreciation
Financials: 10% deposit required; starting price: $295,000 ($560/sqft)
7. Ideo Mobi Asok, Bangkok CBD
Overview: These compact 27-56 sqm freehold units offer convenient city living in central Bangkok.
Investment Highlights:
- Prime downtown location
- Strong rental demand from urban professionals
- Average monthly rental income: $780
- 8% annual price appreciation
Financials: 30% deposit required; starting price: $160,000 ($525/sqft)
8. Pavilion Damansara Heights, Kuala Lumpur
Overview: Situated in KL's affluent neighborhood, these 57-170 sqm freehold units offer premium living.
Investment Highlights:
- Exclusive residential area
- Luxury lifestyle amenities
- Average monthly rental income: $1,055
- 6% annual price appreciation
Financials: 10% deposit required; starting price: $260,000 ($410/sqft)
9. Agile Embassy Garden, Kuala Lumpur
Overview: These 49-91 sqm freehold units in KL's diplomatic enclave offer secure, high-quality living.
Investment Highlights:
- Prestigious diplomatic neighborhood
- International community environment
- Average monthly rental income: $1,100
- 6% annual price appreciation
Financials: 10% deposit required; starting price: $270,000 ($455/sqft)
10. Agile Tiara, Kuala Lumpur
Overview: Adjacent to new landmarks in KL's Golden Triangle, these 57-107 sqm freehold units combine location with growth potential.
Investment Highlights:
- Prime central business district location
- Proximity to major developments
- Average monthly rental income: $975
- 10% annual price appreciation
Financials: 10% deposit required; starting price: $240,000 ($440/sqft)
The properties highlighted represent carefully selected options across Australia, Thailand, the UK, and Malaysia, each offering distinct advantages for retirement living and investment growth. Prospective buyers should conduct thorough due diligence and consult professional advisors before making purchase decisions.