As domestic real estate markets face increasing uncertainty, many investors are looking overseas for more stable asset allocation options. With budgets between 3 to 5 million RMB (approximately $415K-$700K), buyers can acquire premium apartments in prime locations across global cities, achieving both capital appreciation and future retirement planning.

Kuala Lumpur: Elegant Living with Freehold Ownership

Mont Kiara in northwest Kuala Lumpur represents the city's most prestigious residential area. The Country Garden project here offers condominiums ranging from 108 to 468 square meters with permanent ownership rights. Historical rental yields reach approximately $2,000 monthly, with 10% price appreciation over the past year.

Starting Price: $490,000
Price per sqm: $2,200
Down Payment: 10%

Vancouver: Core Location with Academic Advantages

The Park Residence in Vancouver's West End provides convenient access to SkyTrain stations, Langara College, and golf courses. Units measure 60-120 square meters with permanent ownership. The area shows 5% annual price growth with $1,650 monthly rental potential.

Starting Price: $600,000
Price per sqm: $9,700
Down Payment: 10%

Hong Kong: Transit-Oriented Developments

Multiple premium options exist in Hong Kong's dynamic market:

LOHAS Park in Tseung Kwan O: Direct MTR access with 32-minute commute to Central. Compact 26-65 sqm units show $2,050 monthly rents despite modest 1% annual appreciation.

Henley Park in Kai Tak: Waterfront location near sports facilities with premium school networks. 34 sqm units command $2,200 rents with 2% growth.

Star Horizon in Fo Tan: Ready-to-occupy development near major shopping centers, offering $1,875 rental yields.

The Holborn in Quarry Bay: Single-block residence near premium retail, achieving $2,100 monthly rents.

London: Financial Hub with Long-Term Growth

Three Waters in London's Canary Wharf area provides 999-year leasehold properties with excellent connectivity to financial districts. The development shows 5% annual appreciation with $2,600 rental potential for 39-78 sqm units.

Starting Price: $570,000
Price per sqm: $11,700
Down Payment: 10%

Sydney: Coastal and Urban Premium Options

Australia's largest city offers diverse investment opportunities:

NewLife Bondi Junction: Combines urban convenience with coastal lifestyle in 45-168 sqm freehold units showing $1,800 rents and 5% growth.

Castle Residences CBD: Hyde Park adjacent luxury development with $2,100 rents and 6.3% annual appreciation.

Altessa Upper North Shore: Premium school district property with $1,600 rental yields in 50-111 sqm configurations.

Investors should carefully evaluate location advantages, ownership structures, rental yields, appreciation potential, and lifestyle factors when considering overseas property acquisitions. These global options provide both capital preservation opportunities and future living alternatives.