Loans · 07/18/2025
Loan Selection Guide: A Comparative Analysis of Banks and Loan Brokers
In mortgage applications, borrowers can choose to apply through banks or loan brokers. The difference lies in that banks serve the retail market while loan brokers operate in the wholesale market. About 50% of loan applications are conducted this way. Loan brokers offer a variety of options from multiple banks, personalized loan plans, and professional services, with their commissions paid by the lending banks, showing a greater focus on the clients' interests. Choosing a professional loan
Education · 09/02/2025
Expert Tips for US High School Admission and Transfer
C-Study Education provides professional and comprehensive guidance for US high school applications and transfers, including authoritative rankings, application strategies, and transfer guides. We help students choose the right schools and transfer smoothly. We also offer all-round study abroad services for US university applications, rankings, transfers, visas, and more, helping students achieve their dreams of attending US high schools. Our goal is to provide the best possible support to ensure student success throughout the entire process.
Education · 09/02/2025
Guide to GMAT LSAT GRE and TOEFL for International Students
This article comprehensively analyzes four major study abroad exams: GMAT, LSAT, GRE, and TOEFL, targeting business, law, general graduate applications, and English proficiency certification, respectively. It details each exam's characteristics, applicability, and preparation strategies, aiming to help candidates choose the most suitable exam for their needs and adequately prepare for their study abroad journey. The guide provides insights into the nuances of each test, empowering students to make informed decisions and optimize their preparation efforts for successful applications.
Education · 09/02/2025
US College Application Guide for 20252026 Released
A timeline guide for 2025-26 study abroad applications, covering exam planning, deadlines, international student requirements, essay preparation, and scholarship applications. Emphasis is placed on thorough information gathering and effective time management. This guide helps prospective students navigate the application process by providing a clear roadmap and highlighting key milestones. Staying organized and informed is crucial for a successful application. The guide aims to demystify the process and empower students to meet deadlines and maximize their chances of acceptance.
Education · 07/21/2025
Understanding the Foundation of American Education Unique Aspects of Elementary School
The U.S. K-12 education system is flexible, features small class interactions, and emphasizes parental involvement. ABC Dream assists Chinese students with study abroad and accompanying studies applications.
Education · 09/02/2025
US Study Abroad Financial Documentation Guide
This article provides a comprehensive guide to proof of funds for studying in the USA, covering its importance, components, required amount, issuance process, and FAQs. It offers specific considerations for high school and university transfer applications. The article also emphasizes the significance of standardized tests, language proficiency scores, and scholarship applications. Furthermore, it provides a detailed application timeline to help you successfully complete your study abroad application process. Aiming to equip students with the necessary knowledge for a smooth application journey.
Education · 08/21/2025
Guide to US Study Work and Visa Pathways for Immigrants
This article focuses on the real pain points of studying abroad and immigrating to the United States. It analyzes key issues such as visa applications, student life, and top university offer applications. Furthermore, it provides practical information and strategies for pursuing PhDs in Australia, advancing to G5 universities in the UK, and navigating the return visa process. This guide aims to empower readers with actionable insights to facilitate their study abroad and immigration journeys, offering valuable assistance every step of the way.
Education · 07/18/2025
Understanding Changes in ACT and SAT Examination Policies: Navigating New Challenges and Opportunities
This article discusses the abolishment policies of the SAT and ACT and their impact on student applications. It emphasizes the importance of preparation strategies and mindset adjustments for test-takers.
Finance · 06/26/2025
US Stock Market Analysis: Fed Rate Cut Expectations and Micron Technology Earnings Boost the Market
On June 26, the US stock market opened higher before the trading session, influenced by expectations of a Federal Reserve interest rate cut and positive quarterly results from Micron Technology. Nvidia's stock price reached an all-time high, surpassing Microsoft to become the most valuable company. Micron's quarterly earnings and revenue exceeded market expectations, and the company forecasted further growth, demonstrating strong market confidence in AI memory demand.
Finance · 06/23/2025
U.S. Stock Market Pre-market Update: Focus on Escalating Conflicts and Apple’s New Developments
On Monday, June 23, U.S. stock index futures remained mostly flat as investors focused on the escalating conflict between Iran and Israel, along with new developments from Tesla and Meta Platforms. Tesla launched a self-driving taxi service, leading to an increase in its stock price. Some oil stocks rose due to geopolitical factors surrounding the Strait of Hormuz. Additionally, rumors regarding Apple potentially acquiring Perplexity AI captured market attention.
Education · 07/02/2025
Ohios STEM Growth Boosts Tech Talent Pipeline
Ohio is actively reforming STEM education to meet the challenges of technological advancements. The Ohio State University's STEAMM Rising project empowers teachers to integrate cutting-edge technologies into the classroom, emphasizing hands-on learning and career exploration. Through industry-education integration, community empowerment, and embracing AI technology, Ohio is committed to cultivating future-ready STEM talent. This initiative aims to invigorate economic development and ensure a thriving workforce.
Education · 11/23/2024
Harvard Revamps Education Strategy Under Garbers Leadership
Under the leadership of President Alan Garber, Harvard University is actively exploring the future of education through initiatives like revamping summer programs, reforming grading systems, and fostering an inclusive environment. While facing challenges and opportunities presented by remote learning, AI technology, and public-private partnerships, Harvard strives to balance academic rigor with student needs. The university is committed to cultivating future leaders equipped with a strong sense of social responsibility.
Education · 09/02/2025
Cycling Boom Reshapes Urban Tech and Sports Future
Bicycles are transforming urban landscapes, technology, and sports with their unique appeal. Initiatives like the innovative program at the University of Pennsylvania, AI-powered bicycle infrastructure upgrades, technological advancements in cycling sports, and the comprehensive development at Michigan State University highlight the bicycle's vast potential in engineering, society, and environmental protection. Moving forward, bicycles will connect cities, technology, and sports, guiding us towards a greener, healthier, and smarter new era.
Taxation · 07/23/2025
How To Efficiently Obtain Your Tax Records And Copies Of Your Tax Returns
This article explains how to obtain personal and business tax records from the IRS, including methods for online access and mail applications. It emphasizes the importance and convenience of obtaining tax records.
Taxation · 07/23/2025
How To Effectively Apply For Tax Penalty Abatement
This article discusses how to apply for tax penalty reductions through administrative waivers, including the application conditions, processes, and key points for successful applications, aimed at helping taxpayers alleviate their tax burdens.