Taxation · 07/18/2025

This article provides a detailed analysis of the characteristics and differences between the Individual Retirement Account (IRA) and Roth IRA in the United States. The IRA originated in 1974 and offers tax benefits for individuals saving for retirement, allowing participants to join voluntarily. Compared to a 401k, IRA offers more flexibility in investment choices but has contribution limits and tax obligations upon withdrawal. The article also discusses the tax deduction limitations of

Finance · 12/14/2023

The significant rise in long-term US Treasury yields has become a crucial topic in global capital markets. Recent data indicates that the yields on 10-year and 30-year Treasuries have reached their highest levels since 2007, raising concerns about the persistence of high rates. This article analyzes the reasons behind the rise in long-term rates and their potential impact on global markets, highlighting the relationship between robust US economic data and the Federal Reserve's hawkish policies, and exploring the far-reaching effects on capital flows and the value of the dollar.

Finance · 07/22/2025

The U.S. game industry faces challenges, but console sales are gradually recovering, while software sales remain dominant. Investors can diversify their investments through ETFs like ESPO, HERO, and GAMR. However, it is important to approach the market with caution in the short term.

Education · 09/02/2025

This article provides an in-depth analysis of art study abroad in the United States, covering crucial aspects such as portfolio preparation, school selection, and career prospects. Through carefully selected school recommendations and case studies, it offers comprehensive guidance to art students, helping them realize their artistic dreams. It provides valuable insights into navigating the application process and making informed decisions about their education and future careers in the arts.

Apartment Rental · 07/17/2025

Renting a home in the U.S. without a Social Security Number (SSN) is not impossible. Tenants can overcome challenges by communicating with landlords, providing other legal documents, and requesting a credit report from credit agencies. Although lacking an SSN may lead to additional requirements, such as pre-paying rent or deposits, tenants can avoid negative consequences of default by maintaining a good credit history and communicating promptly.

Finance · 07/22/2025

This article provides an in-depth analysis of the Consumer Price Index (CPI), defining its core indicators and examining the implications of the latest July 2025 CPI data from the United States on inflation. It discusses the release schedule of the CPI and its significance for the stock market and investment decisions, assisting investors in gaining a better understanding of the economic landscape.

Finance · 07/22/2025

As the United States strengthens its rare earth supply chain, the core role of rare earth elements in national security and economic development becomes increasingly prominent. Investors should pay attention to related rare earth concept stocks, especially MP Materials, to seize market opportunities and challenges.

Loans · 07/17/2025

This article provides a comprehensive analysis of student loans in the United States, covering the features, application processes, and repayment strategies of both federal and private loans. It aims to assist international students in making informed choices about loan options that suit their needs, alleviate financial pressure, and achieve their academic goals. Selecting the right type of loan and planning a reasonable repayment strategy will offer better support for their study abroad experie

Education · 09/02/2025

This article provides an in-depth analysis of the US university scholarship system, revealing various funding sources and types of scholarships. It offers strategic advice on the application process, aiming to help aspiring students understand scholarship opportunities and alleviate financial burdens associated with studying in the United States. The goal is to empower students to pursue their academic dreams by providing comprehensive information and practical guidance on securing financial aid for their US education.

Transportation · 08/06/2025

This article explores the trend of electric vehicles as a future mobility choice, analyzing multiple dimensions such as consumers' financial planning, technological expectations, and investment value. It emphasizes the impact of electric vehicles on lifestyle and financial strategies.

Finance · 07/17/2025

This article provides a detailed analysis of the process for applying for credit cards and bank accounts in the United States. It covers the necessary preparations before opening an account, the ITIN/EIN application, types of credit cards, credit record inquiries, and major banking services like Zelle. Practical advice is offered for new immigrants to help them successfully establish credit and a banking system. The article emphasizes the importance of choosing the right bank, understanding key

Education · 09/02/2025

This article analyzes the latest developments regarding the H1-B visa, including the progress of HR1044, H1-B visa application data, the current employment situation for international students, and policy outlook. It aims to help international students better understand the US job market and plan their careers. The analysis covers key aspects impacting international student employment opportunities and provides insights into navigating the H1-B visa process. The goal is to empower students with knowledge for informed decision-making.

Job Search · 09/02/2025

This article addresses the pain points of international students seeking jobs in the US, providing an in-depth analysis of cover letter writing techniques. It elaborates on structure, content, and language, highlighting common pitfalls. Furthermore, considering the current job market for international students, it offers practical advice to help them craft compelling cover letters and successfully open the door to their dream jobs. The guide aims to empower international students in the US job application process.

Education · 09/02/2025

This article provides preparation strategies and reform analysis for the ACT, SAT, and GRE, crucial standardized tests for US university applications. It covers exam content, structure, time management, and recommends preparation resources, aiming to help Chinese students prepare efficiently and enhance their application competitiveness. The guide offers insights into maximizing scores and navigating the complexities of these standardized assessments for successful admission to American universities. It is designed to be a comprehensive resource for international students.

Finance · 10/06/2023

Gold prices have fallen for nine consecutive days following the FOMC meeting, with the RSI dropping below 20, indicating an extreme oversold condition. Despite rising yields weighing on the gold market, support levels remain intact. Investors should carefully monitor future trend changes.