Insurance · 07/21/2025

In New York, tenants must pay a deposit before the lease begins, and landlords can deduct damages from it at the end of the lease. If damages occur during the lease, landlords can claim through insurance. Tenants should purchase renter's liability insurance to avoid frequent claims, which can raise premiums. Maintaining a good rental relationship benefits all parties.

Education · 01/27/2022

The SAT exam will transition to a digital format in 2024, shortening the testing duration and enhancing fairness. It will allow calculators for the math section, addressing criticisms of standardized testing and promoting equitable admission conditions. Several institutions, including Harvard and the University of California, have also eliminated SAT requirements, driving a reform in admissions policies.

Finance · 07/22/2025

US stock ETFs are funds traded on American stock exchanges, offering diversified investment options that help investors reduce risk. Their transparency and low cost have made them a popular choice, but tracking errors and specific market risks also require attention. Suitable for various types of investors, US stock ETFs have become a favored option among global investors.

Travel · 07/22/2025

This article provides a comprehensive travel guide for Salt Lake City, covering transportation tips, food recommendations, shopping areas, unique experiences, and major attractions. Salt Lake City combines Mormon culture with beautiful natural landscapes, making it an ideal destination for skiing and outdoor enthusiasts. By planning the itinerary wisely, travelers can enjoy a diverse and enriching travel experience.

Travel · 07/22/2025

Seattle is a city rich in maritime culture and cuisine, with the best time to visit being from April to October each year. This article provides a detailed overview of Seattle's transportation system, local food, outdoor activities, and must-see attractions, aiming to help travelers plan the perfect trip and enjoy the unique charm of Seattle.

Travel · 07/22/2025

Hawaii is a year-round travel destination, with the best times to visit being from mid-December to Easter and from mid-June to early September. The stable weather and pleasant temperatures, along with a variety of festivals and activities, offer visitors diverse experiences. By planning your itinerary wisely, you can fully enjoy the unique charm of Hawaii.

Taxation · 07/23/2025

This article provides a detailed guide on how to apply for an Individual Taxpayer Identification Number (ITIN) using Form W-7. It covers the steps for both applying and renewing the ITIN, emphasizing the importance of tax compliance. The aim is to assist individuals without a Social Security Number in successfully completing their tax filings in the United States.

Job Search · 07/23/2025

This article provides immigrants with a range of practical job-seeking strategies, including creating a job search plan, writing resumes and cover letters, preparing for interviews, obtaining recommendations, engaging in volunteer work and internships, and exploring remote work opportunities. Through systematic preparation and practice, it aims to help them achieve success in the U.S. job market.

Education · 07/24/2025

This article provides a comprehensive analysis of the U.S. education system, offering guidance for the education of immigrant children. It explores school levels, enrollment procedures, and the importance of parents understanding their children's rights. Additionally, it suggests ways to help children adapt to a new learning environment, emphasizing the significance of involvement and the use of available resources.

Job Search · 07/24/2025

Writing an effective cover letter is an essential part of the job application process in the United States. It not only complements your resume but also provides a platform to showcase your personality and skills. This article explores the key elements and writing techniques for cover letters, helping you stand out in a competitive job market.

Education · 07/24/2025

Thornton-Donovan School is dedicated to meeting the diverse needs of students and fostering holistic development. With a tuition of $60,000 and an enrollment of 153 students, 40% of whom are international, the school boasts a 1:6 student-to-teacher ratio and outstanding academic performance. It prepares future leaders and assists students in gaining admission to top universities.

Apartment Rental · 07/24/2025

This article introduces housing options for students in San Francisco, helping them find suitable apartments through uHomes.com. It offers a wide variety of choices at reasonable rents, featuring flexible lease terms and high-quality amenities, making student life more convenient and comfortable. With prime locations near several universities, students can easily enjoy a diverse balance of academics and lifestyle.

Taxation · 07/25/2025

Data analysis from the 2014 tax season indicates an overall increase in tax filings and electronic submissions; however, the number of filings by tax professionals has declined. The trend of self-filing has strengthened, and there has been a significant rise in both the volume and amount of refunds, reflecting a shift in taxpayer choices driven by technology.

Taxation · 07/25/2025

A former commercial airline pilot has been convicted by a federal jury for failing to report millions of dollars earned jointly with his wife, facing tax crime charges. The case reveals his deliberate concealment and use of foreign accounts for complex tax evasion, which will have profound implications for public trust and adherence to the law.

Taxation · 07/25/2025

The Identity Protection Personal Identification Number (IP PIN) is a six-digit code that helps prevent identity theft. Anyone with a Social Security Number or an Individual Taxpayer Identification Number can apply for it, ensuring their tax security. By ensuring that your tax return documents are properly verified, you can file your taxes with peace of mind.