Finance · 07/18/2025

The US dollar is the legal tender of the United States, issued by the Federal Reserve, with a long history and a key role in international trade. Its exchange rate and value are influenced by various factors, particularly in the commodities market, where the dollar's trend is a significant price determinant. The design of dollar bills combines history and culture, further enhancing its global influence.

Finance · 07/18/2025

This article explores the importance of personal risk preference, categorizing it into three types: risk-averse, risk-neutral, and risk-seeking. Understanding one's own risk preference not only aids in making informed investment decisions but also helps in setting appropriate financial goals. The article highlights the significant differences in product selection among investors with varying risk preferences, enabling readers to better understand themselves and clarify their investment

Culture · 07/18/2025

This article introduces the essential etiquette for studying abroad in the United States, covering dining habits, tipping culture, dress codes, social etiquette in living situations, and transportation rules. It assists international students in adapting to American culture and integrating into their new environment. Understanding these etiquettes helps students improve their social skills and avoid potential misunderstandings. By familiarizing themselves with these basic norms, international

Transportation · 07/21/2025

A California court recently ruled that holding a phone to check navigation while driving constitutes illegal behavior, regardless of whether any screen interaction occurs. This decision emphasizes strict limitations on distracted driving to improve road safety. Drivers should use car mounts to secure their phones, activate functions with a single touch, or utilize voice control to ensure hands-free driving and reduce the risk of traffic accidents.

Education · 07/21/2025

This article discusses the challenges faced by community college graduates in the United States when applying for master's programs. It highlights that they typically need to complete a four-year bachelor's degree before applying and emphasizes the importance of understanding transfer agreements and credit transfer rules. With proper planning and advising, students can successfully transition to bachelor's programs and ultimately achieve their educational goals.

Transportation · 07/21/2025

This article provides a detailed analysis of the differences in DUI laws and penalties across U.S. states as of 2025, aiding in travel preparations. Many states set the legal blood alcohol concentration (BAC) limit at 0.08%, with stricter regulations for minors and commercial drivers. The article also covers the legal frameworks for DUI, penalties, and mandatory educational courses aimed at reducing DUI incidents and ensuring traffic safety.

Transportation · 07/21/2025

This article provides a detailed overview of the California driver's license examination process for 2025, including the content of the theory test and road test, along with preparation strategies and recommendations. Candidates must understand traffic regulations and basic driving skills to enhance their pass rate. Additionally, it offers information on learner's permit regulations and relevant resources to better equip candidates for the challenges of the driving test.

Education · 07/21/2025

As private school tuition skyrockets, American families face immense financial pressure for education. For families with an annual income of around $80,000, tuition fees between $70,000 and $80,000 can nearly deplete their income, straining their finances. Family contributions, student loans, and financial aid are potential solutions. Families need to assess their economic conditions and plan wisely to alleviate tuition pressure and secure their children's educational opportunities.

Finance · 07/21/2025

For immigrants over the age of 45, proper retirement planning is crucial. In the U.S., retirement income primarily comes from Social Security, 401(k) plans, and annuities. Each method has its unique advantages, and a well-balanced combination with early planning can ensure future financial stability. Adapting to changing needs and tax situations is essential to achieving economic independence and improving quality of life.

Finance · 12/15/2023

The U.S. housing market saw a 1.0% increase in home prices between March and April, indicating a recovery since last June. Although overall prices remain below last year's peak, there is a 1.5% rise compared to a year ago. With the summer buying season starting, demand from buyers surged, but the number of new listings is limited. While some markets experienced declines, the overall trend remains positive.

Culture · 07/21/2025

American culture is diverse and rich, making the understanding and respect of others' cultures crucial. Americans tend to favor direct communication and good table manners, placing a high value on personal space and eye contact. These cultural traits are evident in interactions with both strangers and friends, where gestures like handshakes and hugs are common social practices. Adapting to these cultural differences helps foster harmonious social relationships.

Social Networking · 07/21/2025

In the United States, social etiquette is a crucial way to show respect and care for others. This article summarizes the basic etiquettes in America, including greetings, eye contact, respecting personal space, using polite language, and table manners. Understanding and applying these etiquettes not only enhances personal image but also promotes good relationships with others, paving the way for better integration into American society.

Travel · 07/21/2025

With the rise of travel popularity, more travelers recognize the importance of travel insurance. It not only safeguards against economic losses due to uncontrollable factors but also ensures medical emergency needs are met. Travel insurance primarily includes trip cancellation/interruption coverage and medical emergency insurance. When purchasing travel insurance, it’s essential to clearly understand the terms, ensure appropriate coverage, and choose a reputable insurance company.

Job Search · 07/21/2025

This article offers 10 practical tips to help job seekers successfully find employment opportunities in the USA. It covers various aspects including information gathering, job matching, online searches, community engagement, and participation in job fairs, providing comprehensive job search guidance. The article emphasizes the importance of connecting with employers, gaining experience, and encourages applicants to apply for multiple positions while maintaining a positive attitude.

Job Search · 07/21/2025

This article provides ten practical steps for finding a job in the United States, including preparing personal information, searching for suitable positions, utilizing online resources, sharing job intentions, paying attention to employment centers, and contacting target companies. By following these measures, job seekers can enhance their success rate and increase communication opportunities with potential employers, facilitating a smooth entry into the U.S. job market.