Loans · 07/18/2025

This article discusses microloans in the United States, including the application process, interest rates, repayment considerations, and risk prevention strategies. It analyzes different types of microloans, such as bank loans, online lenders, credit unions, and payday loans. The article outlines the necessary materials for applying for a microloan, the approval timeline, and how to avoid predatory lending risks, ultimately providing suitable loan options for international students. It helps

Taxation · 07/18/2025

Sales tax is an indirect tax applicable to the sale of goods or services, where businesses act as agents responsible for collecting and remitting the tax. Sales tax filing involves reporting detailed information about sales transactions, and regulations vary by state, requiring businesses to maintain accurate records for compliance. Online sales tax filing can typically be completed through the state’s finance department, making it essential for businesses to understand local regulations.

Taxation · 07/18/2025

This article provides a comprehensive overview of how to effectively submit tax returns, detailing the steps involved including eligibility checks, document collection, and submission methods. It highlights tax deadlines and options for filing extensions in specific situations. The IRS offers various free tax filing services suitable for individuals at different income levels and special groups. The article suggests choosing the appropriate filing method, whether through a tax professional or

Finance · 07/18/2025

American options are contracts that can be exercised at any time before expiration, with their pricing involving intrinsic value and time value. This paper defines out-of-the-money, in-the-money, and at-the-money options, and explores how time value and Greek letters (such as Theta, Vega, Delta, etc.) affect option prices, along with various factors like market volatility and time to expiration that impact pricing.

Finance · 06/26/2025

On June 26, the US stock market opened higher before the trading session, influenced by expectations of a Federal Reserve interest rate cut and positive quarterly results from Micron Technology. Nvidia's stock price reached an all-time high, surpassing Microsoft to become the most valuable company. Micron's quarterly earnings and revenue exceeded market expectations, and the company forecasted further growth, demonstrating strong market confidence in AI memory demand.

Finance · 06/23/2025

On Monday, June 23, U.S. stock index futures remained mostly flat as investors focused on the escalating conflict between Iran and Israel, along with new developments from Tesla and Meta Platforms. Tesla launched a self-driving taxi service, leading to an increase in its stock price. Some oil stocks rose due to geopolitical factors surrounding the Strait of Hormuz. Additionally, rumors regarding Apple potentially acquiring Perplexity AI captured market attention.

Telecom · 07/18/2025

Cox offers extensive cable internet services across 19 states in the U.S., serving 26.3 million people. The company features over 4 million public Wi-Fi hotspots and is focused on expanding its fiber network. In addition to high-speed internet, Cox provides a variety of TV packages and smart home solutions, starting at $49.99, which includes a free modem. Customers can easily apply for services to ensure the best networking experience.

Education · 07/18/2025

Founded in 1884, Groton School is dedicated to fostering character and the holistic development of its students. The school emphasizes both academic and moral education while encouraging student engagement in society. As a coeducational boarding school, Groton is renowned for its educational quality and has produced numerous distinguished alumni. The campus is well-equipped, providing an excellent environment for learning and personal growth, with students hailing from 31 states and 14

Transportation · 07/18/2025

This article provides a comprehensive guide to buying used cars in the United States, covering various aspects such as selecting purchase channels, vehicle history investigation, price evaluation, payment methods, title processing, and car insurance. Whether purchasing through a dealer or a private seller, attention to detail is crucial to ensure a safe and legal transaction. Additionally, it interprets different types of titles to help buyers identify potential risks.

Insurance · 07/18/2025

This guide details the types and regulations of auto and home insurance in the United States. Auto insurance includes liability, collision, and comprehensive coverage, with legal requirements mandating that every vehicle on the road must be insured. Home insurance is applicable to both homeowners and renters, covering various aspects such as property structure and personal belongings. Understanding and selecting the appropriate insurance can effectively protect personal assets and safety

Taxation · 07/18/2025

This article outlines the process of filling out the W8 tax form and its significance, emphasizing that non-U.S. residents can benefit from lower tax rates and avoid high withholding taxes by completing this form. Detailed steps include filling in personal information, residence address, mailing address, and relevant tax identification information. The aim is to assist Chinese investors in reducing their tax burden and facilitating smooth investment in the United States.

Education · 07/18/2025

This article explores the multidimensional comparison of private middle and high schools in the United States, assisting families in selecting a school that meets their educational needs. By considering boarding and day options, ratings, geographic location, and curriculum, parents and students can make informed decisions among various institutions. Excellent schools like Blair Academy and Phillips Academy in Boston, California, and New York offer students expansive opportunities and potential

Education · 07/18/2025

Founded in 1865, Cornell University is a prestigious private research university located in Ithaca, New York. It offers a variety of colleges, excelling in liberal arts and agricultural sciences, with graduate programs in management, engineering, and law. The university emphasizes holistic student development, hosting numerous student organizations, and ranks among the top institutions globally and in the U.S. for producing Nobel laureates, showcasing its significant impact on quality education

Education · 07/21/2025

This article outlines the key processes involved in studying in the K-12 system in the USA, assisting parents in choosing the right public or private school for their children. It emphasizes the enrollment eligibility for international students, the importance of SEVP certification, and the I-20 form to ensure a smoother educational experience in the American education system. Many families prioritize private schools to ensure a comprehensive cultural education experience.

Education · 07/21/2025

Community colleges in the United States offer a variety of professional courses across fields such as humanities, business, and technology, helping students build a foundation for future employment. Additionally, short-term vocational training programs provide convenience for working individuals and students needing to acquire new skills. When choosing a major, factors such as career interests, industry prospects, and costs should be considered to find the most suitable path.