Taxation · 04/14/2025

Tennessee has implemented tax relief policies due to natural disasters to help residents and businesses alleviate financial burdens. The IRS has announced an extension of all tax deadlines until November 3, 2025, providing various tax policies for affected individuals that not only extend filing times but also waive related penalties. These measures aim to promote disaster recovery and rebuilding efforts.

Finance · 07/21/2025

Debt management is a crucial aspect of personal and household finances, categorized into unsecured and secured debt. Unsecured debts include credit cards and medical bills, while secured debts encompass mortgage and auto loans. Assessing the debt-to-income ratio helps evaluate an individual's debt situation and financial health. Various factors, such as income loss and excessive repayment delays, can lead to an inability to meet debt obligations. Understanding these elements aids individuals in effective financial planning and reduces the risk of bankruptcy.

Transportation · 07/17/2025

Renting a car in the USA offers great convenience for short-term travel. Users need to provide a valid driver's license and credit card, and the age requirement is usually 25 and older. It's advisable to purchase insurance beforehand to avoid potential losses. Additionally, be mindful of fuel levels when picking up the car, as many companies offer prepaid fuel services. Rental costs vary based on the company, season, and location, so travelers should carefully read pricing terms and additional

Finance · 08/14/2025

This article, based on Tony Real Estate's ten years of experience, provides an in-depth analysis of the US real estate credit environment and interest rate trends. It reveals market changes and future trends, offering professional guidance for homebuyers. The piece explores the current state of mortgage availability, the factors influencing interest rate fluctuations, and the overall health of the lending landscape in the United States. This comprehensive overview aims to equip potential buyers with the knowledge needed to navigate the complexities of the US housing market.

Finance · 01/16/2025

In December, the core inflation in the U.S. showed a slight decline, but rising inflation expectations may prompt businesses and individuals to make purchases in advance. The dollar index has risen nearly 10% since late September, while the increasing divergence in global central bank policies may further influence the dollar's trajectory. The implementation of Trump 2.0 policies poses medium to long-term risks for inflation, making it essential to closely monitor these developments.

Job Search · 09/02/2025

This article explains the latest updates on CPT and OPT, crucial policies for international students seeking employment in the US. CPT allows students to gain practical experience through internships during their studies, while OPT provides legal work authorization after graduation. The article highlights important application considerations and advises international students to plan their careers early for successful job hunting. Understanding these policies is vital for navigating the US job market as an international student.

Education · 07/28/2025

U.S. law guarantees the right to education for all students; however, university admission policies vary by state, which may restrict access for some undocumented immigrants.

Loans · 07/18/2025

In the United States, applying for a housing loan is not limited to green card holders; individuals with various special statuses and visas can also qualify. This article explores how visas such as F1, H1B, L1, and C08 can meet loan application requirements and provides practical information regarding the use of OPT work cards and agency policies, helping you gain a comprehensive understanding of loan eligibility. For any questions, consult a professional for the latest policies.

Education · 04/22/2025

Tighter international student visa policies have led to an increase in visa revocations and SEVIS record terminations, creating academic difficulties and psychological stress for international students. Universities should proactively respond by offering support and resources. Protecting the rights of international students and maintaining the openness of educational exchange is a shared responsibility. This includes advocating for fair policies and providing comprehensive advising to help students navigate complex regulations and ensure their academic success and well-being.

Travel · 08/21/2025

This article provides the latest information on visa-free and visa-on-arrival countries for Chinese passport holders, including zoomable maps and explanations of visa types. It specifically updates the visa-free policy for Argentina, allowing Chinese citizens with US or Schengen tourist visas to enter without an Argentina visa. It emphasizes the importance of checking official policies before traveling to ensure a smooth trip. Always verify the latest regulations before departure as policies can change.

Transportation · 07/17/2025

This article introduces the usage and policies of the New York MetroCard, aiming to assist visitors in traveling conveniently and ensuring a smooth and worry-free journey.

Apartment Rental · 12/14/2023

The recovery of the U.S. real estate market is uneven, with an increase in new home sales but sluggish investment, closely tied to the economic cycle and policies.

Finance · 07/18/2025

The Federal Reserve's monetary policy affects household wealth and distribution. While accommodative policies promote wealth growth, they also exacerbate inequality, highlighting the need to balance these two outcomes.

Finance · 02/04/2025

A recent University of Michigan report indicates that despite challenges in 2024, Detroit's economy is projected to gradually recover in the coming years. Improvements in the job market will be influenced by US government economic policies. The report updates employment and unemployment rate data, reflecting the dynamic changes in Detroit's economic situation and suggesting the city is actively seeking new avenues for growth. This recovery hinges on both national policies and local initiatives aimed at fostering a more robust and diversified economy.

Education · 09/02/2025

The 2017 United Airlines passenger removal incident sparked public reflection on airline service standards, exposing the lack of passenger rights protection under overbooking policies. This event prompted airlines to re-evaluate internal processes and strengthen employee training. The aviation industry needs to strike a balance between commercial interests and passenger rights. The incident highlighted the need for clearer communication, fairer compensation policies, and improved conflict resolution strategies to prevent similar situations in the future and maintain public trust in air travel.