Finance · 08/07/2025

A report from Boston College suggests postponing the retirement age to 70, highlighting emerging retirement crises, yet younger generations remain optimistic about future pensions. Experts emphasize that the system ensures a similar basic safety net for everyone, but issues related to elderly employment and fund sustainability need urgent attention.

Finance · 07/24/2025

The U.S. financial market consists of the money market and the capital market; the former primarily manages short-term fund flows, while the latter focuses on long-term capital allocation. The foreign exchange market, as a vital component, enhances market diversity and liquidity, offering a wide range of options for global investors.

Finance · 08/14/2025

This article presents a range of effective methods and practical tips for international remittance, assisting you in choosing the best remittance method. It includes key factors such as comparing fees, exchange rates, and transfer times, as well as how to utilize bank transfers and online services for secure and efficient fund transfers.

Taxation · 08/12/2025

Choosing the IRS direct transfer method for receiving tax refunds is convenient and secure, significantly reducing the risk of lost or delayed funds. This article provides a detailed overview of the process and its advantages, as well as tips on how to maximize tax refunds to enhance the efficiency of fund utilization.

Culture · 07/25/2025

Mark Adido, currently the Vice President and Chief Diversity Officer at the Rockefeller Brothers Fund, has over ten years of experience in non-profit management, focusing on human resources strategy and organizational development. With a robust academic background and industry experience, he drives the development of multiculturalism and cultural transformation, aiming to enhance organizational inclusivity and social responsibility.

Finance · 07/18/2025

An ETF (Exchange-Traded Fund) is an investment tool traded on the securities market, primarily aimed at tracking the performance of specific indices, sectors, or assets. As a flexible investment option, ETFs combine the trading characteristics of stocks with the benefits of diversified investing. They are attracting an increasing number of investors due to advantages such as low management fees, high transparency, and strong risk management capabilities.

Finance · 12/27/2024

An ETF (Exchange Traded Fund) is an investment vehicle that tracks a specific index or asset, combining the flexibility of stocks with the diversification of funds. Investing in US market ETFs offers convenient access to US economic growth. However, investors should fully understand the risks involved and make informed decisions. These risks can include market volatility, sector-specific downturns, and currency fluctuations. Thorough research and diversification within the ETF portfolio are crucial for mitigating potential losses.

Finance · 08/20/2025

Anndy Lian is the Chief Digital Advisor of the Mongolian Productivity Organization and a Partner & Fund Manager at Passion Venture Capital, overseeing blockchain investments. He is the author of the best-selling book "Blockchain Revolution 2030." Formerly the President of BigONE Exchange and an advisor at Modern DAC, Lian is a prominent leader in the blockchain space. His expertise and insights make him a sought-after figure in the evolving landscape of blockchain technology and its applications.

Finance · 07/25/2025

This article provides detailed guidance for immigrants on opening bank accounts in the United States, including types of financial institutions, how to choose a bank, the functions of different account types, and management tips. The aim is to help readers effectively manage their funds and ensure financial security.

Taxation · 07/18/2025

This article explores the tax-related issues of overseas funds entering the United States, particularly in the context of an increasing number of new immigrants. It provides a detailed analysis of tax obligations and reporting requirements for different sources of funds, which include individuals and legal entities, as well as various types such as labor income, gifts, and loans. Proper completion and submission of tax forms can assist U.S. taxpayers in complying with regulations upon entry and

Finance · 07/25/2025

Opening a bank account in the U.S. is essential for immigrants to secure their funds and manage their finances conveniently. This article explores the characteristics of various financial institutions such as banks and credit unions, the required documents for account setup, and practical tips on using checks and debit cards to help you smoothly start your new life in America.

Finance · 07/25/2025

How can immigrants living in the U.S. effectively manage their finances? This article offers practical guidance on applying for bank accounts, accessing public welfare, budgeting, borrowing, and taxation, helping you face financial challenges and opportunities with greater confidence.

Finance · 12/27/2024

ETFs (Exchange Traded Funds) are an emerging investment vehicle that combines the flexibility of stocks with the diversification of mutual funds. By tracking specific indices, sectors, or assets, ETFs allow investors to easily achieve diversified portfolios, reducing risk, and offering benefits such as trading flexibility and low fees. Selecting the right ETF requires careful consideration of one's risk tolerance and investment goals. It's a convenient way to access a broad market or specific segment with relatively low cost and effort.