Finance · 07/22/2025

The securities market serves as the cornerstone of modern economies, providing a vital platform for corporate financing and investor returns through the direct exchange of value, property rights, and risks. Its formation is influenced by socialized large-scale production, joint-stock systems, and credit institutions. The unique functions of the securities market link capital supply and demand, effectively promoting resource allocation and economic development.

Transportation · 07/17/2025

Holding a valid foreign driver's license allows you to drive in the U.S. for up to one year, but you must obtain an International Driving Permit (IDP). Long-term residents are advised to apply for a U.S. driver's license for easier driving across all 50 states. Drivers must meet age and health requirements and be familiar with state traffic laws. Renting a car requires presenting a foreign license and paying a deposit, while purchasing insurance is recommended for safety.

Insurance · 08/13/2025

The Affordable Care Act requires applicable large employers to offer basic health insurance that is considered "affordable" and provides "minimum value." Employers that do not meet these requirements will face liability payments. The calculation of fines for employers is complex, and businesses must diligently track the work hours of full-time employees and their insurance coverage status.

Transportation · 07/21/2025

Drunk driving in the U.S. is a serious issue that poses a significant threat to road safety, with 32% of traffic fatalities in 2022 attributed to it. There is a drunk driving death every 39 minutes, and 40% of states have rates higher than the national average. Therefore, it is crucial to enhance awareness of the dangers of drunk driving and explore effective measures to ensure traffic safety.

Transportation · 07/24/2025

Vehicle inspections in the United States vary by state and encompass various aspects, including safety checks and emissions testing. Understanding the specific regulations and processes for each state is essential to ensure your vehicle meets safety and environmental standards, helping you avoid unnecessary troubles and expenses.

Travel · 07/14/2025

This article outlines methods for dealing with vehicle accidents and common issues related to car rentals during self-driving tours abroad. It covers steps for handling accidents, associated costs for early and late returns, potential double charges, roadside assistance, and commonly used English vocabulary for rental cars. The content aims to assist travelers in effectively managing unexpected situations encountered during their self-driving journey, ensuring a smooth and enjoyable driving expe

Finance · 07/25/2025

This article explores the potential of tokenized computing in financing and scaling AI resources, highlighting how it offers flexibility to businesses, lowers market entry barriers, and promotes innovation and growth. By showcasing practical benefits of tokenized computing through examples, it provides a reference for businesses in decision-making.

Transportation · 07/21/2025

This guide provides a detailed explanation of the costs, processes, and considerations for out-of-state drivers regarding speeding tickets in New York City. Drivers should be aware of fines, additional fees, and potential insurance premium increases. It also presents options for guilty pleas and defenses, assisting drivers in properly addressing the economic losses and legal consequences resulting from the tickets.

Transportation · 07/17/2025

This article provides a comprehensive overview of the various aspects of parking regulations in the United States for 2025. It covers the types and meanings of parking signs, color codes for curbs, methods of paid parking, regulations for parking lots, common no-parking zones, and how to handle parking fines. Additionally, practical advice is offered for novice drivers and international students.

Lawyers · 07/02/2025

The Trump administration's immigration policies have made it increasingly difficult to apply for political asylum at the US-Mexico border. New regulations include stricter entry requirements, fines, and enhanced border enforcement, while the CBP One application has been discontinued. Asylum seekers are advised to consult with attorneys early to obtain legal support and guidance, ensuring that their rights are respected.

Taxation · 07/21/2025

This article introduces the basic concepts of estimated tax in the United States, covering the conditions under which taxpayers must pay estimated tax, calculation methods, payment deadlines, and potential penalties. It aims to help readers fully understand their tax responsibilities, ensure compliance, and avoid unnecessary fines and troubles. By providing effective strategies for calculation and payment, it enhances readers' awareness and capabilities in tax management.

Taxation · 07/18/2025

Form 5471 is primarily used for U.S. citizens and residents to report their investments and management in foreign companies. Submission requirements include owning shares of a foreign company or serving as an executive or director. The information required is related to the ownership percentage and must be submitted by the tax filing deadline; late submissions incur significant penalties. Compliance is crucial to avoid fines.

Transportation · 07/21/2025

The incidence of drunk driving in the United States is increasingly severe, with 32% of traffic deaths in 2022 attributed to it and a fatality occurring every 39 minutes. Over a third of states have drunk driving death rates above the national average, highlighting the urgency of this issue. The impacts of drunk driving are profound for both individuals and society, making it essential to raise public awareness and strengthen legal enforcement.

Finance · 07/18/2025

The US money market is one of the most developed financial markets globally, characterized by high competitiveness and a variety of financial instruments. With products ranging from Treasury bills to commercial paper, participants gain flexible financing opportunities. Mechanisms like the federal funds market and large negotiable certificates of deposit facilitate fluid capital movement. This paper analyzes the components and influences of the US money market, providing an in-depth perspective

Transportation · 07/17/2025

Before embarking on a self-driving tour in the U.S., travelers should prepare a notarized copy of their driver's license to avoid legal issues. Recognition of foreign licenses varies by state, with New Jersey requiring an international driver's permit, while California has more lenient rules. As Chinese driver's licenses are often incomplete, it is advisable for travelers to obtain a translated notarized document. Confirming the rental car company's requirements in advance is recommended to