Loans · 07/17/2025

This article explores the various types of small business loans available for immigrants applying in the U.S., including application requirements and considerations. By understanding different financing options such as term loans, SBA loans, working capital loans, equipment loans, short-term loans, and business credit cards, immigrants can select the appropriate loan type based on their needs and learn how to build a credit history to enhance their chances of successful loan applications.

Education · 07/17/2025

Irvine's public middle schools emphasize academics and STEM education, offering a variety of courses and activities to develop students' comprehensive skills.

Education · 08/04/2025

This article introduces a series of online courses by Los Angeles investment expert James Fang, set to take place in September. The courses aim to help investors interpret macroeconomic trends, enhance financial literacy, and explore new opportunities in real estate investment. The event will cover a wide range of topics, from tax planning to the application of innovative financial products, encouraging participants to grasp market dynamics and gain investment wisdom.

Education · 12/13/2024

Low transfer rates from community colleges to four-year universities are a persistent issue, largely due to challenges in credit transferability and curriculum alignment. Building a robust transfer support system is crucial, addressing credit conversion, strengthening inter-institutional collaboration, and providing personalized guidance. Initiatives like Massachusetts' free community college plan hold promise in expanding the transfer pipeline, enabling more students to achieve their higher education goals. Addressing these systemic issues is key to improving access and equity in higher education.

Loans · 07/18/2025

This article analyzes the factors affecting refinancing time after purchasing a home in the United States, including credit scores and loan types. It is advised to consult professionals for guidance.

Education · 09/02/2025

This article, from a data analyst's perspective, provides an in-depth analysis of course registration, selection strategies, and drop/add policies in American universities. Using examples such as Cornell University's winter courses and the University of Virginia's orientation activities, it offers practical advice to help international students efficiently select courses and succeed at the start of the semester. The guide covers key considerations and potential pitfalls, empowering students to make informed decisions about their academic schedules and navigate the complexities of the US higher education system.

Finance · 05/21/2025

US Treasury yields have risen due to the budget bill and a downgrade in credit ratings by Moody's. Investors are closely monitoring policy changes and housing market data, facing a complex investment environment and risk challenges.

Finance · 07/25/2025

Understanding financial management in the United States, covering practical information on opening bank accounts, creating budgets, using credit cards, and remittances. This knowledge helps new immigrants adapt to financial life in America, ensuring economic independence and stability.

Taxation · 08/13/2025

This article provides guidelines for addressing audits related to the Earned Income Tax Credit (EITC), emphasizing the importance of required documentation and communication with the tax authorities. It offers clear guidance on the audit process for taxpayers.

Taxation · 03/28/2025

The Earned Income Tax Credit (EITC) policy, implemented in 1975, has become one of the largest anti-poverty programs in the United States, helping millions of families escape poverty. By 2024, 23 million families will receive $64 billion in support, with the maximum EITC amount continuously increasing. This policy not only improves economic conditions but also aids families and individuals in achieving long-term financial stability and self-actualization.

Taxation · 08/12/2025

The latest IRS announcement includes important aspects such as new refundable tax credit policies, updates on classifications for tax-exempt organizations, and processes for changes in accounting methods. This provides taxpayers with timely policy guidance and compliance recommendations.

Education · 07/25/2025

This article explores adult education and training opportunities for immigrants and refugees in the United States, including free courses, career development, and credential recognition. It emphasizes the importance of educational resources in enhancing job competitiveness.

Education · 08/04/2025

This series of online public courses covers various topics including career development, tax planning, and financial management. The aim is to provide participants with free learning opportunities to enhance their professional skills and financial literacy.

Taxation · 08/07/2025

This article discusses the concept, formation, and impact of federal tax liens, highlighting their detrimental effects on personal finances and credit. It offers effective pathways for lien release, helping you understand the legal significance and consequences of tax liens.

Job Search · 07/24/2025

Volunteer work and internships in the United States provide job seekers with valuable workplace experience and networking opportunities. Through these experiences, participants can enhance their skills, gain insight into industry culture, and create more possibilities for future employment.