Loans · 07/24/2025
An Overview of Loans in the United States Helping You Navigate Your Path to Study Abroad and Homeownership
This article provides an overview of various loan types in the United States, including federal student loans, private loans, personal loans, and mortgages. It emphasizes the importance of managing credit history and comparing terms in the loan application process, helping international students and home buyers find the best funding options.
Finance · 06/28/2025
US Stock Market Outlook for the Second Half The Farreaching Impacts of Trump Policies and Interest Rate Changes
This analysis examines key factors influencing the future of the US stock market, including the impact of high tariffs from Trump’s policies, upcoming earnings reports, and the Federal Reserve's interest rate policies. Although short-term business activity may slow down, potential cooperation in Sino-US relations and signs of recovery in the job market provide the market with confidence for the future.
Job Search · 07/25/2025
Mastering The Secrets Of Job Hunting In America 10 Key Points For Writing A Lean And Effective Resume
This article provides ten key tips to help job seekers in the U.S. craft an outstanding resume. It covers various aspects such as personal information, contact details, format, work experience, and language skills, enabling applicants to stand out among numerous candidates.
Finance · 07/18/2025
The Evolution of Net Interest Margin in the U.S. Banking Sector and Its Relationship with Interest Rate Policies
This article explores the relationship between the net interest margin of the U.S. banking industry, interest rate policy, and Treasury yields, alongside their dynamic changes.
Finance · 07/22/2025
In-depth Analysis Of CPI Latest Consumer Price Index Data For The US In July 2025 And Its Impact
This article provides an in-depth analysis of the Consumer Price Index (CPI), defining its core indicators and examining the implications of the latest July 2025 CPI data from the United States on inflation. It discusses the release schedule of the CPI and its significance for the stock market and investment decisions, assisting investors in gaining a better understanding of the economic landscape.
Telecom · 07/18/2025
Buying a Cell Phone SIM Card in the USA: A Detailed Explanation of Real-name and Non-real-name Policies
This article provides an in-depth analysis of the real-name and non-real-name systems for US SIM cards. Real-name cards typically involve postpaid plans that require users to provide personal information, making them suitable for those who need billing. In contrast, non-real-name cards are prepaid, allowing for easy purchase without the need for identity verification, appealing to users who prioritize privacy. Choosing the right SIM card depends on individual needs.
Education · 07/21/2025
New Opportunities for Interdisciplinary Career Switch Analyzing The Master's Programs in Computer Science at Penn and The University of Chicago
This article explores the Master of Computer Science programs launched by the University of Pennsylvania and the University of Chicago, aimed at providing transformation opportunities for non-computer undergraduate students. The MCIT program offers a comprehensive curriculum encouraging students from diverse backgrounds to explore the integration with computers. Meanwhile, the University of Chicago's Computer Science Master's program focuses on the application of technology in business and policy. The article also provides strategies for successful applications and transitions, emphasizing the importance of interdisciplinary thinking.
Finance · 07/30/2025
Axos Financial Posts Strong FY 2025 Results Amid Service Upgrades
Axos Financial reported strong growth in fiscal year 2025, with a significant increase in loans that led to a 6% rise in earnings per share. The company continues to expand its products and services, enhancing its customer base, and integrating fintech solutions to boost its competitiveness.
Finance · 08/13/2025
IOTA Surges Amid Broader Crypto Market Decline
Amidst a general downturn in the cryptocurrency market, IOTA has bucked the trend, surging by 18.5% and becoming a market highlight. This growth may be attributed to its Tangle technology, ecosystem development, and strategic partnerships. However, investors should remain cautious and thoroughly assess the risks involved before investing in IOTA.
Education · 07/02/2025
Duke University Board Expands Diversity in Governance Overhaul
Duke University's Board of Trustees welcomes seven new members with diverse backgrounds spanning agriculture, healthcare, finance, religion, and public policy. This initiative aims to foster innovation, improve decision-making quality, and enhance social responsibility through deep-level diversity. The article analyzes each member's expertise and strengths, explores the challenges and coping strategies for diversified management, and emphasizes the vital role of alumni in university governance. The new members bring a wealth of experience that will contribute to the university's strategic direction and overall success.
Education · 10/04/2024
US Colleges Struggle to Balance Free Speech and Inclusion
This paper delves into the intricate relationship between freedom of speech and inclusivity on American university campuses. It analyzes practical cases from institutions like the University of Pennsylvania and examines the dual role of social media in this discourse. The article emphasizes that universities should foster open dialogue platforms, establish clear policies, and enhance training and education to protect freedom of speech while ensuring a safe and inclusive learning environment for all students. This balance is crucial for creating a thriving academic community where diverse perspectives can be shared and respected.
Education · 08/13/2025
UC Davis Expands Diverse Degree Programs for 2025
This article provides a detailed overview of the academic programs offered by the University of California, Davis in 2025, including undergraduate, master's, and doctoral courses in various fields such as agricultural science, engineering, and psychology, aimed at guiding future students in their academic and career paths.
Finance · 07/21/2025
Changhua Bank Expands to Fullservice in Los Angeles
Changhua Bank's Los Angeles branch has received approval from U.S. regulatory authorities to upgrade to a full-service branch, breaking the limitations of only offering overseas deposits. It will now provide comprehensive financial services for individuals and businesses, enhancing its presence in the West Coast market.
Education · 08/26/2025
US Universities Expand Programs to Address Nursing Shortage
The United States faces a severe nurse shortage crisis, projected to reach hundreds of thousands by 2025. An aging population and insufficient enrollment in nursing programs are major contributing factors. To address this crisis, American universities are actively expanding nursing program enrollment. However, retaining talent and increasing the attractiveness of the nursing profession remain key challenges. Resolving the nurse shortage requires collaborative efforts from various stakeholders to ensure the health and well-being of the public.
Apartment Rental · 07/17/2025
Pennsylvania University Housing Costs Breakdown
This article discusses the costs of different types of housing at the University of Pennsylvania. On-campus dormitories cost approximately $855 per month, apartments about $885 per month, and family housing is $735. By analyzing these expenses, readers can better plan their finances and choose the accommodation type that best suits them, ensuring a quality and enjoyable college experience.