Finance · 06/13/2025

US PPI data for May indicates that companies are absorbing some tariff costs, squeezing profit margins but benefiting consumers. A weakening labor market and moderating inflation have strengthened market expectations for a Federal Reserve rate cut in September. This strategy of companies absorbing costs may not be sustainable in the long run. Future price trends and the direction of Fed policy warrant close attention.

Finance · 07/14/2025

The US-Mexico tomato trade agreement faces termination, potentially imposing a 20.9% tariff. This could lead to a 10% increase in US tomato prices and a 5% decrease in demand. Small food service businesses may be severely impacted, while larger corporations will experience less significant effects. The dispute highlights rising protectionism in the US, emphasizing the need to balance trade protection and free trade. Finding this equilibrium is crucial for both economic stability and consumer access to affordable produce.

Insurance · 09/02/2025

This article provides international students with the latest guide to avoid common pitfalls in medical and home insurance in 2025. It covers claims processes, pre-authorization, policy changes, types of insurance, premium differences, additional living expenses, and tips for reducing home insurance costs. The aim is to help international students choose the right insurance and enjoy a worry-free study abroad experience.

Job Search · 03/30/2024

Providing part-time opportunities for international students and supporting entrepreneurial ventures for stay-at-home mothers. Leveraging spare time, participation is possible from home, requiring language proficiency, computer skills, and a sense of responsibility. Offering stable compensation and the chance to accumulate entrepreneurial experience, laying a solid foundation for future development. This is a flexible employment solution suitable for diverse backgrounds.

Apartment Rental · 07/17/2025

This article is a comprehensive guide to renting in the U.S., with a particular focus on the rental process and considerations in California. It details common rental platforms, types of rentals, and the application process, helping readers find a suitable home. Additionally, it highlights key points to pay attention to in rental contracts, ensuring that first-time renters in the U.S. can transition smoothly and find their ideal residence.

Apartment Rental · 07/17/2025

This article provides a comprehensive guide for DIY moving in the United States, covering how to rent U-Haul trucks, conduct home inspections, and packing tips. It suggests checking the property's condition before moving to avoid additional fees upon lease termination. The article also highlights potential issues that may arise during home inspections and their solutions, emphasizing the importance of time management and cleanliness to ensure a smoother moving process.

Telecom · 07/18/2025

In an era of slow internet speeds and high latency, understanding how to choose a wireless router is crucial. This article will delve into the evolution of Wi-Fi protocols and key considerations for frequency band selection, assisting users in selecting the right router for upgrading their home network. Additionally, we will explore how extra features can enhance network experience, helping users find the best balance between real needs and budget.

Loans · 07/22/2025

This article provides comprehensive guidance for overseas clients seeking housing loans in the United States. It covers loan qualifications, amounts, required documents, and the application process, assisting investors in successfully achieving their property acquisition goals.

Loans · 07/23/2025

The amortization calculator is a free repayment plan tool that helps borrowers understand the components of their monthly payments clearly, create a reasonable financial budget, and evaluate the cost savings from early repayments. This calculator not only simplifies the loan structure but also supports various loan options, making it a valuable assistant for every borrower's financial management.

Insurance · 05/30/2022

This article explores auto and home insurance in the United States, including types of auto insurance, legal requirements, and reasons for purchasing it. It also discusses the protective role of home insurance for both homeowners and renters, particularly focusing on insurance clauses that tenants should consider when signing a lease. Understanding the coverage of different types of insurance will help maintain personal and property safety.

Apartment Rental · 07/21/2025

Rental prices in Los Angeles are generally high, with the average rent for a one-bedroom apartment at $2,237 and $3,874 for a two-bedroom apartment. Brentwood is the most expensive area, where two-bedroom apartments can reach $5,400. There are significant fluctuations in rental prices across different neighborhoods, with areas like Pasadena seeing notable increases. However, experts predict that rental prices in Southern California will slow down in the next two years.

Finance · 02/13/2025

Gold prices have reached new highs due to rising inflation and market uncertainty, approaching the $3,000 mark. Changes in the U.S. CPI and interest rate expectations have affected the market, leading to an increase in gold demand and sustained central bank purchases, which support gold prices. Despite constraints from nominal interest rates, safe-haven and anti-inflation demands continue to inject momentum into the gold market, offering an optimistic outlook for future gold prices.

Insurance · 07/24/2025

This article discusses the importance of home insurance in the U.S. and its coverage scope, which includes protection for the house structure and personal belongings. Although insurance is not legally mandated, lenders typically require homeowners to purchase it. The two main components of home insurance cover loss claims and personal liability protection, highlighting the absence of coverage for natural disasters like earthquakes and floods that homeowners should consider.

Finance · 08/26/2025

This article delves into the key factors influencing US mortgage interest rates, including macroeconomics, inflation, and Federal Reserve policy. In the face of an uncertain market environment, potential homebuyers are advised to closely monitor economic data and policy changes, compare loan terms from different lenders, and develop a reasonable home buying budget based on their financial situation. Home buying decisions should be made cautiously, and consulting with professionals is recommended.

Insurance · 08/14/2025

Struggling to navigate the complex world of US insurance? We offer a one-stop insurance solution, featuring an experienced team of brokers including experts like Ouyang Shan, Li Maohong, and Yu Hanhua. We tailor insurance plans for medical, life, home, auto, and business needs. Focus Insurance and BAAI Insurance specialize in home and health insurance, respectively. We provide multilingual services to ensure a worry-free life in the United States.